Role of different institutions in housing

1. ROLE OF DIFFERENT INSTITUTIONS IN HOUSING
ROLE OF DIFFERENT INSTITUTIONS IN HOUSING
PRESENTED BY:
PRESENTED BY:
P.LAKSHMI PRASANNA,
P.LAKSHMI PRASANNA,
K.SAI PRANEETH
K.SAI PRANEETH
DEPARTMENT OF URBAN AND REGIONAL PLANNING

2. STRUCTURE OF PRESENTATION
 Introduction
 Aim & Objectives
 Scope & Limitations
 Methodology
 Literature Review
 Inter relations
ROLE OF DIFFERENT INSTITUTIONS IN HOUSING
1

3. INTRODUCTION
ROLE OF DIFFERENT INSTITUTIONS IN HOUSING
3

4. •
Shelter is the basic human requirement that needs to be
met on priority basis.
•
Investments in shelter not only improve and expand the
available stock of housing units, but also improve both
the working and living environment.
•
Housing sector is employment intensive, it generates
employment during its construction period and also
during its life.
•
Food, clothing and housing are required in that order for
fulfilling the aspirations of the people.
INTRODUCTION:
4

5. AIM & OBJECTIVES
AIM
1. To provide maximum shelter for all.
2. Every human being must have basic needs like housing.
OBJECTIVES
1. To give households access to housing that is appropriate to their needs.
2. To promote a range of housing that is affordable to households of varying financial
capacity, including an adequate supply of housing that is affordable for very low, low
and moderate-income households.
3. To provide housing in a way that contributes to the sustainability of communities and
is compatible with the goal of environmental sustainability.
4. To encourage adaptable and accessible housing that can respond to the changing
needs of residents
AIM AND OBJECTIVES:
5

6. Scope & Limitations
Scope
1. Schemes and projects developed by institutions and organisations.
2. Role of different institutions in housing.
3. Inter-relationship between the institutions and organisations.
4. Benefits of housing through various schemes.
5. International, state and local bodies in housing.
Limitations
•
The objective of the study is to prepare a report about the different institutions and
organisations and their key roles in housing, which provides the concept and details
required for tendering the development of the housing and it schemes by private,
government and semi government .
Topic Title:
6

7. METHODOLOGY:
ROLE OF DIFFERENT
ROLE OF DIFFERENT
INSTITUTIONS IN HOUSING
INSTITUTIONS IN HOUSING
Formulation of Aim and
Formulation of Aim and
Objectives
Objectives
Scope
Scope
Limitations
Limitations
Literature Study
Literature Study
Inter
Inter
relations
relations
Conclusion
Conclusion
ROLE OF DIFFERENT INSTITUTIONS IN HOUSING
7

8. LITERATURE STUDY
ROLE OF DIFFERENT INSTITUTIONS IN HOUSING
8

9. INTERNATIONAL AGENCIES
•
UNESCO:
1)
Most poor people are disadvantaged and endangered by the
places and physical conditions in which they live.
2) Unesco providing the right to adequate housing should not be
understood narrowly as the right to have a roof over one's
head.
3) This right has a number of components, including the
following:
• Legal security of tenure:
• Habitability
• Location
• Economic accessibility
• Physical accessibility
• Cultural acceptability
4) In india, unesco developed some projects for homeless. They
are:
• Appropriate Grassroot Level Intervention for Cost-effective
Housing- India
• Cost Effective Environment Friendly (CEEF) Shelter Development
Strategy - India
Five Year PlansLow Income Housing:
9

10. INTERNATIONAL AGENCIES:
•
WORLD BANK:
1) Access to shelter is a basic human right along with food
and clothing.
2) In developing countries, investment in housing can
account for from two to eight percent of the gross
national product (GNP), and for 10 to 30 percent of gross
capital formation.
3) Building regulations that limit urban density - such
as floor space indexes – reduce the number of
houses available, thereby pushing up property
prices
4) Outdated rent control regulations reduce the
number of houses available on rent – a critical
option for the poor
5) Poor access to micro finance and mortgage finance
limit the ability of low income groups to buy or
improve their homes
Five Year PlansLow Income Housing:
10

11. INTERNATIONAL AGENCIES:
•
UNICEF:
1) UNICEF supports improved sanitation in the rebuilt homes of
Aceh and Nias
2) The homes of almost 200,000 families were damaged or
destroyed by the earthquakes and tsunami that struck this
coastal region in December 2004. Since then, more than
50,000 new houses have been built in Aceh and Nias.
3) According to the Indonesian Government’s Reconstruction
and Rehabilitation Agency (BRR), another 50,000 to 70,000
houses will be built in the next two years in tsunami-affected
areas here. Another 80,000 or so will have been repaired
before the end of 2009.
4) As early as 2005, the government instructed all housing
construction agencies that they were responsible for onsite
water and sanitation on their projects. Still, assessments
show that many houses have non-existent or inadequate
sanitation facilities.
Five Year PlansLow Income Housing:
11

12. NGO'S:
1) A non-governmental organization (NGO) is a legally
constituted organization created by natural or legal
persons that operates independently from any
government.
2) In the cases in which NGOs are funded totally or
partially by governments, the NGO maintains its nongovernmental status by excluding government
representatives from membership in the organization.
3) The number of internationally operating NGOs is
estimated at 40,000. National numbers are even
higher: Russia has 277,000 NGOs. India is estimated to
have around 3.3 million NGOs in year 2009, which is
one NGO for less than 400 Indians, and many times
the number of primary schools and primary health
centres in India.
Five Year PlansLow Income Housing:
12

13. STATE LEVEL:
1) ANDHRA PRADESH STATE HOUSING CORPORATION LIMITED(APSHCL):
•
•
1)
2)
3)
4)
5)
6)
7)
8)
9)
A.P.State Housing Corporation Limited (APSHCL) was incorporated on 5th July 1979 under Companies Act. APSHCL
aims to bring dignity to each and every BPL family by assisting them, both financially and technically, for
construction of permanent (Pucca) houses. The financial assistance is provided as per the various schemes of State
Government and Government of India.
The various schemes being implemented by APSHCL are as follows:
INDIRAMMA
Rachabanda
Flood Housing
Indira AwaasYojana (IAY) in Rural areas
Beedi Workers Housing in Rural and Urban areas.
Integrated Housing and Slum Development Programme (IHSDP)
Jawaharlal Nehru National Urban Renewal Mission (JNNURM)
Weavers Work Sheds
Other schemes, as and when sanctioned by the State Government
Five Year PlansLow Income Housing:
13

14. FINANCING ORGANISATIONS:
1. What is finance organization?
An institution (public or private) that collects funds (from the public or other institutions) and
invests them in financial assets:
2. It is divided into three types , they are
A. PRIVATE SECTOR:
i. HDFC
ii. GHE
iii. ICICI
iv. SUNDARAM
B. SEMI-PUBLIC SECTOR
I. HUDCO
II. RHLF
III. HUDA
C. PUBLIC SECTOR:
I. SBI
II. CANFIN HOMES
III. LIC
Five Year PlansLow Income Housing:
14

15. PRIVATE DEVELOPERS:
1.
2.
3.
4.











It examines the policy advice of enabling markets and market-based
actors to provide affordable housing in developing countries.
In this case, after receiving public sector help, the developer stopped
constructing housing for low-income groups.
The paper argues for a more cautious, circumspect and varied
approach because enabling strategies focused on market actors can
produce highly uncertain outcomes.
LIST OF PRIVATE DEVELOPERS IN INDIA:
1.Shri S.N. Kapoor, Director (Tech.)
M/s Astha Projects
2.ShriHemantKushik, General Manager
Darjeeling Power Ltd.
3.Shri R.V. Sahi, Chairman
Energy Infratech Pvt. Ltd.
4.Shri M.K. Agarwal, MD
M/s Gati Infrastructures Ltd.
5.Shri I. Reddy, Chairman
Gayatri Projects Ltd.
6.ShriShaaradJaipuria, Chairman
Five Year PlansLow Income Housing:
15

16. CO OPERATIVES:
1) A housing cooperative is a legal entity—usually a corporation—that owns real estate,
consisting of one or more residential buildings.
2) The corporation is membership based, with membership granted by way of a share
purchase in the cooperative.
3) Each shareholder in the legal entity is granted the right to occupy one housing unit.
4) Housing cooperatives fall into two general tenure categories:
5) non-ownership (referred to as non-equity or continuing) and ownership (referred to as
equity or strata).
6) In non-equity cooperatives, occupancy rights are sometimes granted subject to an
occupancy agreement, which is similar to a lease.
7) In equity cooperatives, occupancy rights are sometimes granted by way of the
purchase agreements and legal instruments registered on the title.
Five Year PlansLow Income Housing:
16

17. INTER RELATIONS:
•
WORLD BANK AND NGO’S:
•
The World Bank is giving much attention to the Non-Governmental Organizations (NGOs) since 80s.
•
In Sudan, the government and NGOs compete with each other for funds. The financial institutions only trust NGOs
while government officials are reduced to mere spectators when these NGOs receive funds.
•
It established the NGO-WB Committee in 1982 to strengthen interaction and discussion between the bank staff and
NGOs representatives.
•
BANK-NGOS PROJECTS IN INDIA
•
Uttar Pradesh Sodic Lands Reclamation Project
•
National Leprosy Elimination
•
Karnataka Rural Water Supply and Environmental Sanitation
•
Basic Education Project
•
Renewal Resources
•
Development Project
•
Rural Water Supply and Environmental Sanitation
•
Child Development Services Project.
Five Year PlansLow Income Housing:
17

18. CONCLUSION:
•
In short, the housing finance system in India is still in its nascent stage.
•
In order to overcome the inadequacies and deficiencies of the existing housing
finance system in India, improvements in the following directions are urgently
needed. Only then will the HOUSING in cities become affordable to the common
man.
•
There is a need for decentralizing the home loan institutions and encouraging the
private sector to develop
•
Housing finance would need to be integrated into the financial system as a whole if
it is to assume the proportions that will be required to finance the projected needs.
•
The National Housing Bank that is a subsidiary of Reserve Bank of India has a very
crucial role to play.
Five Year PlansLow Income Housing:
18