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BASIC
FINANCIAL
PLANNING
Basic financial planning


       medical    protection




        savings
                  invest
Basic financial planning

                 Death      Disability


    Protection   Critical   Personal
                 Illness    Accident
Basic financial planning

                         LONG TERM
              HOSPITAL
                           CARE




   Medical
                          CRITICAL
              SURGERY
                           ILLNESS



              PERSONAL   PRE & POST
              ACCIDENT   TREATMENTS
Basic financial planning

              TIME      GOAL
            ORIENTED   ORIENTED

 Savings
            RETURNS     BUDGET
            ORIENTED   ORIENTED
Basic financial planning
               TIME      GOAL
             ORIENTED   ORIENTED


             RETURNS     BUDGET
  Invest     ORIENTED   ORIENTED


                    RISK
                  APPETITE

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Basic Financial Planning Concepts