A brief presentation on the objectives, functions and organization of EXIM bank, NABARD and RRBs

1. EXIM Bank, NABARD, RRBs
Group 4

2. Export Import Bank Of India
(EXIM Bank of India)

3. • Premier export finance institution of India
• Set up in 1982 under the Export-Import Bank
of India Act 1981
• Enhance exports
• Integrate foreign trade and investment with
the economic growth
• Catalyst in the promotion of cross border
trade and investment

4. Objective
“… for providing financial assistance to
exporters and importers, and for functioning as
the principal financial institution for
coordinating the working of institutions engaged
in financing export and import of goods and
services with a view to promoting the country’s
international trade…”

5. Genesis
• Set up by an act of parliament in 1981
• Wholly owned by the government of India
• Commenced operations in march 1982
• Apex financial institution

6. Vision

7. Finance and Services
1. Export Credit:
Pre-shipment credit, Supplier’s credit, For
project exporters, etc.
2. Finance for export oriented units
Term finance, Working capital finance (for
exporting and non-exporting companies), export
finance

8. 3. Overseas investment finance:
Finance for Indian Company's equity
participation in the overseas Joint Venture/
Wholly Owned Subsidiary, Direct finance, Debt
component, etc.
4. Small and Medium Enterprises (SME) finance:
Information dissemination, capacity building -
quality, safety, export marketing, etc., financial
advisory services such as loan syndication, etc.

9. 5. Agri Finance:
Term loans, pre-shipment/post-shipment
credit, overseas buyers' credit, bulk import
finance, guarantees etc.
6. Film Finance:
Loans more than Rs. 33.15 crores for film
production.
7. Rural initiatives
Facilitating linkage between rural grassroot
enterprises and corporates and with overseas
buyers and agencies.

10. 8. Export services:

11. Organizational Structure
• Corporate banking group
• Project Finance / Trade Finance Group
• Lines of Credit Group
• Agri Business Group
• Small and Medium Enterprises Group
• Export Services Group
• Fee based Export Marketing Services

12. National Bank for Agriculture and
Rural Development (NABARD)

13. • Apex Development Bank
• Facilitating credit flow
• Promotion and Development of agriculture,
small-scale industries, cottage and village
industries, handicrafts ,rural crafts

14. Mission
“Promoting sustainable and equitable
agriculture and rural development through
effective credit support, related
services, institution building and other
innovative initiatives”

15. Objectives
• Will be an apex organisation; policy, planning
operational aspects for promotion of
Agriculture, Small Scale Industries, etc.
• Serve as a refinancing institution for
institutional credit
• Provide direct lending
• Organic links with the Reserve Bank

16. Organizational Structure

17. Major activities
• Preparation of Potential Linked Credit Plans
• Refinancing banks
• Providing loans to Government organizations
• Supporting credit innovations of NGOs
• Extending formal banking services to the
unreached rural poor
• Promoting participatory watershed development
• On-site inspection of cooperative banks

18. Functions
• All matters concerning
policy, planning, operations in the field of
credit for agriculture and other economic
activities in rural areas
• improving absorptive capacity of the credit
delivery
• co-ordinates the rural financing activities
• Prepares rural credit plans for all districts in
the country
• monitoring and evaluation of projects

19. Regional Rural Banks
(RRBs)

20. • The Narasimham committee on rural credit
recommended the establishment of Regional
Rural Banks (RRBs)
• Meeting the needs of rural areas
• Regional Rural Banks Act, 1976
• Currently, there are 82 RRBs in India

21. Objectives
• Bridging the credit gap in rural areas
• Check the outflow of rural deposits to urban
areas
• Reduce regional imbalances and increase rural
employment generation

22. Functions and Roles
Authorized to carry on to transact the business
of banking as defined in the Banking Regulation
Act :
• granting loans and advances to small and
marginal farmers and agricultural labourers
• granting loans and advances to artisans‚ small
entrepreneurs, etc.

23. • Act as a catalyst element and thereby
accelerate the economic growth in the
particular region.
• cultivate the banking habits among the rural
people
• increase employment opportunities by
encouraging trade and commerce in rural
areas
• encourage entrepreneurship in rural areas
• cater to the needs of the backward areas
• strive to remove economic dispar-ity between
regions.

24. RRBs in India
• SBI
• Haryana State Cooperative Apex Bank Limited
• National Bank for Agriculture and Rural
Development
• Sindhanur Urban Souharda Co-operative Bank
• United Bank of India
• Syndicate Bank