Are you starting a fintech company or struggling to excel in your fintech start-up? Then this guide is for you. We at the Next Big Box, help fintech companies to realise their dreams and go ahead with their business start-ups. Our experts understand all nuances of starting or running fintech companies and therefore we are able to present you with all necessary advice, solutions & tools which help you to succeed in your fintech business.

2. ● If you are a budding fin-tech company gearing up to start your own business but not
very sure about how to excel, we welcome you to the where you will
get everything required to start your fintech loan business.
● In other words we take the gestation period out of your business setting you free to
start earning from Day-1
ARE YOU A BUDDING FIN-TECH?

3. WHAT IS THE
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Try Fintech Loans
We offer a Fintech loan product
which can be approved and
disbursed within minutes.
Fintech loans are unique
This type of loan is unique in the market
worldwide, in the sense that it is a
requirement faced by all segments of
people and there is hardly anyone to
meet these requirements.
Fintech loans stand apart
It has been so designed that this type of
loan stands out as being different from all
other loans.
Fintech loans are prompt
It is not the same as personal loans for
long duration but is taken to meet an
emergency situation, at home or work.
Fintech loans are fast
It is easy to jump the queue and
undergo tedious processes of bank
loans when you opt for fintech loans.
Fintech Loans are reliable
Gone are the days when you just rely on banks
for loans. Fintech loans have gained popularity
by virtue of its fast delivery and flexible
repayment options.
1. FIN-TECH LOAN

5. The brunt of uncertainty
They can happen when one is least expecting
them and upset a well set life.
The need for quick funds
When one has to meet some basic expenses and
they can‘t wait, it is often very difficult to arrange for
quick funds. Bank loans are tough to get.
Get instant loans
Our main USP is to give instant loan to our clients
so what ever emergency situation they are finding
themselves in gets resolved without any further
hurdles
Stay ahead of the queue
We have gone beyond the tedious waiting
periods and speeded up the process of
approval in such a way that We get your loan
approved in just 15 minutes.
LOAN TO MEET BASIC NEEDS
Unexpected expenses are a part of life

6. Salaried Professionals
Last 3 Month Bank
Statement, 2 Month
Salary Slips & KYC
Details
Address Proof, 2 References,
Signed Agreement & a Security
Cheque
Clean Financial Record, No Cheque
Bounces, No Loan Dues, Good
Credit History & Cibil Score
ELIGIBILITY CRITERIA FOR LOAN
Step 1 Step 2 Step 3 Step 4

7. YOU START, WE PROVIDE
THE MODEL

8. EASY SET-UP OFFER
• We offer you an easy way to set up your fin-tech company
and tie up with an NBFC to commence co-lending, strictly
in accordance with the RBI norms and compliances.
• In order to start a fin-tech company you not only need
experience and skill but also the required gestation period
for it to finally take off.
• Next Big Box is not just a matchmaking platform. It is
loaded with experience and skills to set up a fin-tech-NBFC
collaboration and get it running right away. You just pay a
small fee for our services and we in turn bear all the
headaches on your behalf.

9. START AS IF THERE IS NO GESTATION
PERIOD
• We have with us experts who have successfully
set up and run fin-tech businesses deftly and now
offers the same expertise and experience to
prospective and potential fin-techs to do the same
without having to go through the risks and teething
problems.
• The years of experience gathered will be
transferred to you so you can start your business
as if there is no gestation period.

10. TWO PRONGED SERVICE
We will get your company tied up with the right NBFC to set in
motion the process of co-lending. Then there will be a two-
pronged approach to handle all aspects of your business
•Corporate and Compliances
This aspect will be handled by our Chartered Accountancy
partner firms who will take care of the accounts, compliances,
Taxation and other regulatory functions
•Operations
Operations will involve providing you the services of all the
resources required, including IT and Marketing, so you can
start your business from Day - 1

11. SERVICES YOU CAN AVAIL FROM US
• We offer a gamut of services starting from preparation
of your company strategy, positioning, communication,
customer identification, model of business and hiring
the rightly experienced people.
• Along with that we will get your business tied up with
the right NBFC on reasonable terms and conditions
and work out a co-lending model. The resultant
organization you will have to run will be a well-oiled
machinery with assured business and profit.

12. THE MODEL

13. THE COMPRISES
Marketing
Tele-calling
Credit Managers
MIS & Data Analysis
IT Infrastructure & Services
Recovery
Legal

14. MARKETING
This is the first step to acquiring customers. We
have expert digital marketing professionals
experienced into the intricate nuances of loan
marketing. They are aware of the rules and
regulations of all platforms, including Google and
Facebook.
It is very important to know these and having gone
through these experiences in order to ensure
sustained marketing , without the risk of
suspension by giants such as Google and
Facebook.
Our team understands that bringing in the right
customer leads is the beginning of big business
and is well equipped with all the skills to handle any
volume of digital marketing.

15. TELE-CALLING THE LEADS
Calling forms an integral part of customer
management. It means creating a
pleasant first impression on the
customer - Reaching out to them at the
right time and engaging in such a way
that they remain interested then and
thereafter.
We have on offer a large and
competent tele-calling team with
experienced leaders to guide and
coach them adequately.

16. CREDIT MANAGERS
Credit Managers are the backbone of the
organization. Our large team of credit
managers are trained and experienced to
sanction unsecured loans for the most
unsecured of customers, basis
technology and gut feel
Capable of handling large volume of
business, this team not only sanctions and
disburses loans but establishes and
maintains a one-to-one with valued
customers.

17. MIS & DATA ANALYSIS
This team prepares daily MIS reports for
management and is constantly involved in
analysing the customer and their behaviour.
Their study comprises analysis of how and why
customers take loan, why they default, at what
point of time they mostly default, payment
behaviour according to income and age groups
etc.
These results are then utilized to facilitate
both Sanction of loan and recovery.

18. IT INFRASTRUCTURE & SERVICES
This is a tech product and our is a digital loan,
wherein the application, sanction and disbursal
are all done digitally in matter of minutes.
To make the sanction process as accurate as
possible, IT has a major role to play. This
includes receiving applications and online
verification of Credit Bureau reports and bank
statements, Digital KYC, online verification of
PAN, Aadhaar etc.
All these APIs are used for sanctioning
Even for disbursal and recovery IT has a major
and indispensable role to play

19. RECOVERY
Recovery is a very important aspect of this
business since this is an unsecured loan,given
digitally to a vulnerable section of the society, who
are already burdened with several short and long
term loans.
With tested and proven recovery policies, keeping
in mind the RBI directives, we always deliver
98% recovery month-on-month on a sustained
basis
A team of 20 recovery people will be at your
disposal

20. MANAGEMENT SUPPORT ALL THE
WAY
An able management with all-round
experience in banking, fin-tech and
business management
A team of experience and competent
management will constantly be at hand to
guide and hand-hold all the way

21. SHALL WE JOIN ?

22. Feel free to reach out us at
Email - fintech@nextbigbox.in
Phone - +91-7011982816
Website - www.nextbigbox.in