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Built Upon The Rock

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This is about building a life with a relationship with God as its foundation.

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Built Upon The Rock

  1. 1. Built Upon The Rock By: Janice M. Payoyo
  2. 2. Let it be clear that I do not impose my faith on anyone, especially on my clients. But I just want to share these bits and pieces of wisdom about the dynamics between God, life and finances. I made this primarily because through years of counselling people about money, I often catch myself saying this: “Kung ma-realize mo lang kung gaano kalaki yung financial requirement just to meet needs (iba pa yung comfortable life with luxuries), mapapadasal ka talaga”. Thus, when I started as an agent at age 23, I hardly new anything about money. I even tended to instill fear in my clients. But now, I just say, we will just settle what we can settle , and work on your finances little by little. And in between you trust that God will provide, as he has for me. And remember that you have to do your part. Though all those years of financial hardships, these things that I have kept me sane and strong. These things that I am to share is my basis for believing that I am destined to live a meaningful, abundant and fruitful life. All these I can do ONLY with the help of God and His guidance. To God be all the glory for all that I will be able to accomplish in my lifetime =)
  3. 3. When things are A-okay… all structures stand with its Magnificence…
  4. 4. But when the storms in life come… Every structure will be tested by its FOUNDATION.
  5. 5. Three Questions • How can I be secure? • How can I be certain that I have a bright future? • How can I find lasting happiness?
  6. 6. Money is a poor foundation for personal security. No matter how much money you have saved… • It can be wiped out instantly by an illness, job loss, losses in your business and other catastrophes. • It cannot guarantee that throughout your lifetime, it can enable you to get all your needs and wants. • It does not guarantee happiness and a problem–free life. • More money can make your life, especially your relationships more complicated. • BUT YOU STILL HAVE TO SAVE AND PLAN YOUR FINANCES. YOU JUST DON’T MAKE MONEY THE FOUNDATION OF YOUR SECURITY.
  7. 7. I will not trust in money and all I can do for my hopes for my future. But I will build on my life on God’s promises as revealed in His Word. Jeremiah 29:11 – For I know the plans that I have for you, declares the Lord, plans to prosper you and not to harm you, plans to give you hope and a future.
  8. 8. God will SURELY provide because He has a plan… PSALM 139 :15-16 My frame was not hidden from you when I was made in the secret place. When I was woven together in the depths of the earth, your eyes saw my unformed body. All the days ordained for me were written in your book before one of them came to be. God will not be able to accomplish His plans through our lives if He will not provide. Before we were born, He already paved the way for provisions throughout our lifetime. BUT WE DO OUR PART AS WE WORK IN PARTNERSHIP WITH GOD
  9. 9. Seek First His Kingdom…. Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more than food, and the body more than clothes? 26 Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they? 27 Can any one of you by worrying add a single hour to your life[a]? And why do you worry about clothes? See how the flowers of the field grow. They do not labor or spin. 29 Yet I tell you that not even Solomon in all his splendor was dressed like one of these. 30 If that is how God clothes the grass of the field, which is here today and tomorrow is thrown into the fire, will he not much more clothe you—you of little faith? 31 So do not worry, saying, ‘What shall we eat?’ or ‘What shall we drink?’ or ‘What shall we wear?’ 32 For the pagans run after all these things, and your heavenly Father knows that you need them. 33 But seek first his kingdom and his righteousness, and all these things will be given to you as well. 34 Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own.
  10. 10. Seasons of Poverty and Hardships The Israelites spent 40 years in the desert. Exodus 13: 21 – By day, the Lord went ahead of them in a pillar of cloud and to guide them on their way and by night in a pillar of fire to give them light. Deuteronomy 9: 2-5 Remember how the LORD your God led you all the way in the wilderness these forty years, to humble and test you in order to know what was in your heart, whether or not you would keep his commands. 3 He humbled you, causing you to hunger and then feeding you with manna, which neither you nor your ancestors had known, to teach you that man does not live on bread alone but on every word that comes from the mouth of the LORD. 4 Your clothes did not wear out and your feet did not swell during these forty years. 5 Know then in your heart that as a man disciplines his son, so the LORD your God disciplines you.
  11. 11. Our Relationship with God is more important than the Promised Land… The Lord never said in the Bible, “Hurry up, the Promised Land is so nice!” Instead, He would often say this: Exodus 10:1-2 I have hardened the heart of Pharaoh so that I may perform these miraculous signs of mine among them that you may tell your children and grandchildren how harshly I dealt with the Egyptians and how I performed my signs among them, AND THAT YOU MAY KNOW THAT I AM THE LORD. Deuteronomy 19: 5 If you obey me fully and keep my covenant, then out of all the nations, YOU WILL BE MY TREASURED POSSESSIONS… Deuteronomy 7: 7-9 The Lord did not set His affection on you and chose you because you were numerous than other people, for you were the fewest…But it was because the Lord loved you and kept the oath he swore to your forefathers…Know therefore that the Lord is a faithful God keeping his covenant of love to a thousand generations of those who love him and keep his commands.
  12. 12. Moses, the leader of the Israelites did not even enter the Promised Land, BUT… Lord, hanggang kelan ko ito gagawin?
  13. 13. Moses knew God face to face. Deuteronomy 34 Before Moses died, God led him to a mountaintop and showed him the Promised Land. It was as if God was telling him that He has the welfare of the Israelites in his hands and that He is true to His promises. The last verses of Deuternomy says: “Since then, no prophet has risen in Israel like Moses whom the Lord knew face to face, who did all those miraculous signs and wonders the Lord sent him to do in Egypt---to the Pharoah and to all his officials, and to his whole land. For no one has ever shown the mighty power or performed the awesome deeds that Moses did in the sight of all Israel.
  14. 14. On Top of the World We hear of stories of the rich and famous committing suicide. They are also into vices like drugs. Their children even go astray. WHERE IS GOD IN ALL THIS MADNESS? Several years ago, my dream of climbing Mt. Apo came true. IT WAS SURREAL!!! But when I came back, I wrote this on my then Friendster page: I’ve been through so many mountaintops and thought that being there is the epitome of joy. For a while, I can be away from all my problems. But lately I found a greater joy, BEING AT SEA LEVEL WITH THE LORD. He never promised a problem free life, but He promised that He will never leave us nor forsake us.
  15. 15. (From my favorite song, Top of the World by The Carpenters) It’s the Love that I’ve found ever since You’ve been around. YOUR LOVE HAS PUT ME ON TOP OF THE WORLD
  16. 16. The Wisdom of Solomon The Lord asked Solomon to ask for whatever he wants and it will be given. Solomon asked for Wisdom. Thus, the Lord was pleased with what he asked for, and gave him also what he didn’t ask for---both riches and honor. For more of the following insights , read the book “ What am I Living for? By Ed Lapiz. Ecclesiastes 2: 4-11 (Exceprts) I undertook great projects …I also owned more herds and flocks than anyone in Jerusalem before me. I amassed silver and gold for myself, and the treasure of kings and provinces. ..I denied myself nothing my eyes desired ; refused my heart of no pleasure. My heart took delight in all my work, and this was the reward for all my labor. Yet when I surveyed all that may hands had done, and what I toiled to achieve, everything is meaningless, a chasing after the wind; nothing was gained under the sun.
  17. 17. Toil is Meaningless Ecclesiastes 2: 18 – 19 I hated all the things I had toiled for under the sun, because I must leave them to the one who comes after me. And who knows whether he will be a wise man or a fool? Yet he will have control over all the work into which I have poured my effort and skill under the sun. This too is meaningless.
  18. 18. Enjoy Your Work and the Fruits of Your Labor Ecclesiastes 5: 19-20 When God gives any man wealth and possessions, and enables him to enjoy them, to accept his lot and be happy in his work---this is a gift of God. He seldom reflects on the days of his life, because God keeps him occupied with gladness of heart.
  19. 19. In His Time… Ecclesiastes 3: 11 -14 He has made everything beautiful in His time. He has also set eternity in the hearts of men; yet they cannot fathom what God has done from beginning to end. I know that there is nothing better for men than to be happy and do good while they live. That everybody may eat and drink and find satisfaction in all his toil--- this is the gift of God. I know that everything God does will endure forever; nothing can be added to it and nothing taken from it. God does it so that men will revere him.
  20. 20. Sabi ni Lord, yayaman ako!!! The more important question is WHY GOD WANTS TO PROSPER YOU. As the Lord blesses you, the more you have to seek a relationship with the Lord. Otherwise, your wealth can destroy you.
  21. 21. 100% Security must be based on an ABSOLUTE Money, Abilities and People can fail you. I will put my trust in an unchangeable God. The more I know about God and His promises, the more I trust God and what He says in His word. Always remember that you also have to do your part and obey God.
  22. 22. For more insights, I recommend these books:
  23. 23. Suggested Resources: http://www.janicempayoyo.com/category/god- and-money http://www.intouch.org/learn/in-touch- essentials/30-life-principles This website is also a good source of other bible study materials http://www.youtube.com/watch?v=pTYG43i_mxM The Purpose of Prayer by Dr. Myles Munroe
  24. 24. www.janicempayoyo.com www.slideshare.net/ teacherjanice81 O917-5050382

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