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National Policies and programs on Habitat
By
Lakshay Mittal
(Architecture Pedagogy)
BJP in manifesto on housing
&
Policies after Forming the Government.
1
•
Lakshay Mittal 2
• massive Low cost Housing program to ensure pucca house to every one before
nation completes 75 years of Independence
• To innovatively designed scheme that dovetails various existing programs and
also encourages the housing sector by appropriate policy interventions and credit
availability including interest subventions, where necessary.
• To ensure that houses are equipped with the basic facilities of toilet, piped water
supply, electricity and proper Access.
• Prioritize all our resources towards this goal.
• Leverage on land as a resource in urban areas and demand for unskilled labor in
the rural areas.
Lakshay Mittal 3
Lakshay Mittal 4
Pradhan Mantri Awas Yojna - Urban
Lakshay Mittal 5
A comprehensive approach is adopted to cover all urban poor with flexibility to use one of the
options:
Slum Rehabilitation:
Slum rehabilitation grant of Rs. 1 lakh per house on an average for all eligible slum dwellers in
all such project.
Promotion of Affordable Housing through credit linked subsidy:
The interest rate subvention at 6.5% for both EWS/LIG categories
Affordable Housing in Partnership with Public & Private sectors:
Central assistance at Rs. 1.5 Lakh per EWS house in projects where 35% of the houses are
mandatorily for EWS
Subsidy for beneficiary-led individual house construction or enhancement :
Rs. 1.5 lakh per house for EWS category in slums or otherwise if States/cities make a project.
Lakshay Mittal 6
PMAY envisages construction of 2 Crore houses with basic amenities. Beneficiary defined as
a family comprising husband, wife and unmarried children.
Beneficiary should not have any pucca house anywhere in India to be eligible to receive
support under the mission.
• EWS category defined as a family with income up to Rs. 3 lakh and LIG from Rs. 3-6 lakh.
Size of EWS house - 30 Sq. M., States to have flexibility but Central assistance fixed.
• Aadhaar Card/Bank Account Number/PAN Number (if available) required from beneficiary
or a certificate of house ownership from Revenue Authority of beneficiary’s native district.
• Encouraging women empowerment. (House acquired by the name of women head or male
head with joint name of wife).
Lakshay Mittal 7
Lakshay Mittal 8
Pradhan Mantri Awas Yojna - Gramin
Lakshay Mittal 9
Pradhan Mantri Awas Yojna - Gramin
LAUNCHED ON 1 APRIL, 2016
• Providing assistance for construction of 1.00 crore houses in rural areas over the
period of 3 years from 2016-17 to 2018-19.
• Enhancing the unit assistance to Rs. 1,20,000 in plain areas and to Rs. 1,30,000 in
hilly states/difficult areas /IAP districts, which were earlier 70,000 and 75000
respectively.
• Meeting the additional financial by borrowing through National Bank for
Agriculture and Rural Development (NABARD) to be amortized through
budgetary allocations after 2022.
• Setting up of National Technical Support Agency at national level to provide
technical support in achieving the target set under the project.
Lakshay Mittal 10
Pradhan Mantri Awas Yojna - Gramin
Implementation strategy and targets:-
• Identification of beneficiaries eligible, using information from Socio Economic
and Caste Census (SECC) ensuring total transparency and objectivity.
• The cost of unit assistance to be shared between Central and State Governments
in the ratio 60:40 in plain areas and 90:10 for North Eastern and hilly states.
• Annual list of beneficiaries will be identified from the total list through
participatory process by the Gram Sabha.
• Funds will be transferred electronically directly to the account of the beneficiary.
Lakshay Mittal 11
• Inspection and uploading of geo referenced photographs will be done though a mobile app.
• The beneficiary is entitled to 90 days of unskilled labor from MGNREGA.
• Locally appropriate house designs, incorporating features to address the natural
calamities common to the region will be made available to beneficiaries.
• Mason Training program to address the shortage
• To meet the additional requirement of building materials, manufacture of bricks using
cement stabilized earth or fly ash will be taken up under MGNREGA.
• The beneficiary would be facilitated to avail loan of up to Rs.70,000/- for construction of
the house which is optional.
• The unit size is to be enhanced from the existing 20 sq.m to up to 25 sq.m including a
dedicated area for hygienic cooking.
Lakshay Mittal 12
Lakshay Mittal 13
• Initally ‘Housing for All by 2022’, offered beneficiaries an interest subsidy
at the rate of 6.5 per cent for a loan amount of up to Rs 6 lakh.
• Two new middle income categories have been created under the PMAY in
urban areas. Loans of up to Rs 9 lakh taken in 2017, will receive interest
subvention of 4 per cent.
• Loans of up to Rs 12 lakh taken in 2017, will receive interest subvention of 3
per cent.
• For the rural areas, “Loans of up to Rs 2 lakh taken in 2017, for new housing,
or extension of housing in rural areas, will receive an interest subvention of 3
per cent.”
Lakshay Mittal 14
Lakshay Mittal 15
To create a vibrant, sustainable and inclusive rental housing market in India’.
• To create adequate rental housing stock by promoting Social Rental Housing
(SRH) with special focus on affordability of vulnerable groups and urban
poor.
To promote Shelter facilities for -
• the most vulnerable groups within the homeless population such as single
women and their dependent minor children, aged, infirm, disabled,
mentally challenged etc.
• To promote Need Based Rental Housing for specific target groups such as
migrant labor, single women, single men, students who have the ability to
pay only up to a certain amount of monthly rent.
Lakshay Mittal 16
• To promote Market Driven Rental Housing To promote Private Rental Housing
(PRH)
• To enable Institutional Rental Housing (Hostels/PGs/dormitories) for working
class with special focus on low earning employees
• To remove legal, financial and administrative barriers for facilitating access to
tenure, land, finance and technology.
• To enable formalization/regularization of Rental Housing on pan India basis
• To facilitate fund flow from government and private sector.
• promoting Public-Private Partnership (PPP)
Lakshay Mittal 17
Other schemes for Infrastructure
Development
• Shyama prasad mukherjee Rurban Mission
• Atal mission for Rejuvenation and Urban
Transformation
• Sansad Adarsh Gram Yojna
Lakshay Mittal 18
• THANK YOU
Lakshay Mittal 19
References
• Mhupa.gov.in
• www.bjp.org/manifesto2014

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National Policies and programs on Habitat- Lakshay mittal

  • 1. National Policies and programs on Habitat By Lakshay Mittal (Architecture Pedagogy) BJP in manifesto on housing & Policies after Forming the Government. 1
  • 3. • massive Low cost Housing program to ensure pucca house to every one before nation completes 75 years of Independence • To innovatively designed scheme that dovetails various existing programs and also encourages the housing sector by appropriate policy interventions and credit availability including interest subventions, where necessary. • To ensure that houses are equipped with the basic facilities of toilet, piped water supply, electricity and proper Access. • Prioritize all our resources towards this goal. • Leverage on land as a resource in urban areas and demand for unskilled labor in the rural areas. Lakshay Mittal 3
  • 5. Pradhan Mantri Awas Yojna - Urban Lakshay Mittal 5
  • 6. A comprehensive approach is adopted to cover all urban poor with flexibility to use one of the options: Slum Rehabilitation: Slum rehabilitation grant of Rs. 1 lakh per house on an average for all eligible slum dwellers in all such project. Promotion of Affordable Housing through credit linked subsidy: The interest rate subvention at 6.5% for both EWS/LIG categories Affordable Housing in Partnership with Public & Private sectors: Central assistance at Rs. 1.5 Lakh per EWS house in projects where 35% of the houses are mandatorily for EWS Subsidy for beneficiary-led individual house construction or enhancement : Rs. 1.5 lakh per house for EWS category in slums or otherwise if States/cities make a project. Lakshay Mittal 6
  • 7. PMAY envisages construction of 2 Crore houses with basic amenities. Beneficiary defined as a family comprising husband, wife and unmarried children. Beneficiary should not have any pucca house anywhere in India to be eligible to receive support under the mission. • EWS category defined as a family with income up to Rs. 3 lakh and LIG from Rs. 3-6 lakh. Size of EWS house - 30 Sq. M., States to have flexibility but Central assistance fixed. • Aadhaar Card/Bank Account Number/PAN Number (if available) required from beneficiary or a certificate of house ownership from Revenue Authority of beneficiary’s native district. • Encouraging women empowerment. (House acquired by the name of women head or male head with joint name of wife). Lakshay Mittal 7
  • 9. Pradhan Mantri Awas Yojna - Gramin Lakshay Mittal 9
  • 10. Pradhan Mantri Awas Yojna - Gramin LAUNCHED ON 1 APRIL, 2016 • Providing assistance for construction of 1.00 crore houses in rural areas over the period of 3 years from 2016-17 to 2018-19. • Enhancing the unit assistance to Rs. 1,20,000 in plain areas and to Rs. 1,30,000 in hilly states/difficult areas /IAP districts, which were earlier 70,000 and 75000 respectively. • Meeting the additional financial by borrowing through National Bank for Agriculture and Rural Development (NABARD) to be amortized through budgetary allocations after 2022. • Setting up of National Technical Support Agency at national level to provide technical support in achieving the target set under the project. Lakshay Mittal 10
  • 11. Pradhan Mantri Awas Yojna - Gramin Implementation strategy and targets:- • Identification of beneficiaries eligible, using information from Socio Economic and Caste Census (SECC) ensuring total transparency and objectivity. • The cost of unit assistance to be shared between Central and State Governments in the ratio 60:40 in plain areas and 90:10 for North Eastern and hilly states. • Annual list of beneficiaries will be identified from the total list through participatory process by the Gram Sabha. • Funds will be transferred electronically directly to the account of the beneficiary. Lakshay Mittal 11
  • 12. • Inspection and uploading of geo referenced photographs will be done though a mobile app. • The beneficiary is entitled to 90 days of unskilled labor from MGNREGA. • Locally appropriate house designs, incorporating features to address the natural calamities common to the region will be made available to beneficiaries. • Mason Training program to address the shortage • To meet the additional requirement of building materials, manufacture of bricks using cement stabilized earth or fly ash will be taken up under MGNREGA. • The beneficiary would be facilitated to avail loan of up to Rs.70,000/- for construction of the house which is optional. • The unit size is to be enhanced from the existing 20 sq.m to up to 25 sq.m including a dedicated area for hygienic cooking. Lakshay Mittal 12
  • 14. • Initally ‘Housing for All by 2022’, offered beneficiaries an interest subsidy at the rate of 6.5 per cent for a loan amount of up to Rs 6 lakh. • Two new middle income categories have been created under the PMAY in urban areas. Loans of up to Rs 9 lakh taken in 2017, will receive interest subvention of 4 per cent. • Loans of up to Rs 12 lakh taken in 2017, will receive interest subvention of 3 per cent. • For the rural areas, “Loans of up to Rs 2 lakh taken in 2017, for new housing, or extension of housing in rural areas, will receive an interest subvention of 3 per cent.” Lakshay Mittal 14
  • 16. To create a vibrant, sustainable and inclusive rental housing market in India’. • To create adequate rental housing stock by promoting Social Rental Housing (SRH) with special focus on affordability of vulnerable groups and urban poor. To promote Shelter facilities for - • the most vulnerable groups within the homeless population such as single women and their dependent minor children, aged, infirm, disabled, mentally challenged etc. • To promote Need Based Rental Housing for specific target groups such as migrant labor, single women, single men, students who have the ability to pay only up to a certain amount of monthly rent. Lakshay Mittal 16
  • 17. • To promote Market Driven Rental Housing To promote Private Rental Housing (PRH) • To enable Institutional Rental Housing (Hostels/PGs/dormitories) for working class with special focus on low earning employees • To remove legal, financial and administrative barriers for facilitating access to tenure, land, finance and technology. • To enable formalization/regularization of Rental Housing on pan India basis • To facilitate fund flow from government and private sector. • promoting Public-Private Partnership (PPP) Lakshay Mittal 17
  • 18. Other schemes for Infrastructure Development • Shyama prasad mukherjee Rurban Mission • Atal mission for Rejuvenation and Urban Transformation • Sansad Adarsh Gram Yojna Lakshay Mittal 18
  • 19. • THANK YOU Lakshay Mittal 19 References • Mhupa.gov.in • www.bjp.org/manifesto2014