UAPVP launched many schemes available for different segments of the society including EWS, LIG, MIG, BPL and HIG categories. UPAVP the development agency of Uttar Pradesh know as Uttar Pradesh Awas Vikas Parishad is going to implement the government housing mission, Pradhan Mantri Awas Yojana. About 20,000 houses will be constructed in the state. On the construction of housing units, the UPAVP will spend about Rs. 3,000 Crore and the implementation work will be started once it get the approval from the government. The comprehensive plan for Fiscal year 2017-18 has been prepared by the agency and the houses units in these projects will be constructed under UP government Vrindavan & Awadh Vihar Yojana. Under PMAY UP, about 2,000 houses have been registered by the government and creating further plan for the scheme, the UPAVP is planning to open the registrations for additional 3,000 houses.

1. NATIONAL HOUSING
POLICIES OF UPA & NDA
Kadambani singh
Pedagogy 2nd sem

2. Indira Awaas Yojana
• The Indira Awaas Yojana expanded to cover all poor rural households.
• Financial assistance for this included money to not only construct a pucca house
but also individual sanitary toilets anddrinking water connections.
• The demarcation is done among rural poor & urban poor people for a detach
set of plans functions for the poor in urban areas (such as the Basic facilities for
Poor in Urban).
• SCHEME was expected to cover 250 cities by the end of the 2017.
Funds have already been released to162 cities for undertaking
preparatory activities under Slum Free City Planning
Scheme. Our priority will be time-bound implementation of this initiative.
Upa endeavour to ensure a Right to Homestead for all poor households.
For the next five years starting from 2009-10 the target was doubled and
kept at 120 lakh houses. During the second phase, 85 lakh houses have been
constructed in the last three years.

3. • It is among the main flagship schemes of the Rural Development Ministry to build
homes for BPL inhabitants in the towns.
• In this plan, financial aid of value 75,000/- Rs. in plain regions & 75,000/- Rs. in
difficult regions is given for building of homes.
• The building of the homes is the solitary accountability of the recipient &
engagement of outworkers is firmly forbidden.
• While allocating funds under this scheme, 75% weightage is given to the scarcity
of housing and 25% to poverty ratio. SC/ST gets benefit as 60%funds are for them,
physically handicapped enjoys 3% share in funds and minorities have 15% share in
the total funds.
• Customarily the houses under this scheme are either allotted to the women or to
both husband and wife.
• 5% of the total fund is kept for emergency situation like natural calamity or riot
etc. This fund can move from state to state.
• Beneficiaries are selected by Gram Sabha either from the list of eligible living
below poverty line or Permanent Indira Awaas Yojana waiting list.
House is constructed by the beneficiary without the involvement of contractors.
Though there is no standard plan but the house must have a smokeless chullah. To
construct toilet additional assistance of Rs 9,000 is given under IAY.
This scheme is in function since year 1995, and offers subsidies & cash- aid to
persons in villages to build their homes, themselves.

4. RAJIV AWAS YOJANA
• Its aim was to promote “slum-free cities” by upgrading and
formalizing all existing slums, both declared and undeclared
• Preventing development of new slums by providing
affordable land/housing
• States must agree to give property titles to the poor to
qualify for funding
The scheme will focus on according property rights to slum dwellers and the
urban poor by the states and union territories. It would provide basic amenities
such as water supply, sewerage, drainage, internal and approach roads, street
lighting and social infrastructure facilities in slums and low income settlements
adopting a ‘whole city’ approach

5. SCOPE
• integrated development of all existing slums, notified or no notified, i.e.
development of infrastructure and housing in the slums or rehabilitation colonies
for the slum dwellers or urban poor, including rental housing.
• development, improvement and maintenance of basic services to the urban
poor, including water supply, sewerage, drainage, solid waste management,
approach and internal roads, street lighting, community facilities such as
community toilets and baths, informal sector markets and livelihoods centres.
other community facilities like preschools, child care centres, schools, health centres
to be undertaken in convergence with programmes of respective ministries.
• convergence with health, education and social security schemes for the
urban poor and connectivity infrastructure for duly connecting slums with
city-wide infrastructure facilities and projects.
• creation of affordable housing stock, including rental housing with the
provision of civic infrastructure and services, on ownership, rental or rental-
purchase basis.

6. HOUSING POLICIES IN INDIA
POST NDA GOVT. (2012-
PRESENT)

7. Pradhan Mantri Awas Yojana (PMAY)
Pradhan Mantri Awas Yojana (PMAY) is a housing scheme started by the
Prime Minister Narendra Modi in June 2015. This scheme is launched for
all the states of the country.
Pradhan Mantri Awas Yojana (PMAY) is started for the poor people of the country.
Under this scheme the government has a plan to provide the houses to all till 2022.
this scheme will be completed in three phases. The government has selected 4041
cities from all the states throughout the country.
• Low cost Housing programme to ensure every family
will have a pukka house of its own.
Programme will further ensure that these houses are
equipped with the basic facilities of toilet, piped water
supply, electricity and proper access

8. Objectives of PMAY
• To provide the houses to the poor people of all the state of the country.
• To provide the houses at affordable cost.
• To provide the loan at low interest rates of 6.5%.
• To provide houses to all till 2022.
• To help the poor people financially to make their own houses.
• The contenders should belong to LIG, BPL or EWS.
• The annual income of the applicant should be less than Rs.6 Lakh per annum.
• The applicant should be the resident of India.
• The candidates should not have their own house.

9. HRIDAY Heritage City Development & Augmentation Yojana
SCHEME OBJECTIVES
The main objective of HRIDAY is to preserve character of the soul of heritage city and facilitate
inclusive heritage linked urban development by exploring various avenues including involving private
sector. Specific objectives are:
• Planning, development and implementation of heritage sensitive infrastructure
• Service delivery and infrastructure provisioning in historic city core areas.
• Preserve and revitalize heritage wherein tourists can connect directly with city’s unique character.
• Develop and document a heritage asset inventory of cities - natural, cultural, living and built
heritage as a basis for urban planning, growth and service provision & delivery.
• Implementation and enhancement of basic services delivery with focus on sanitation services like
public conveniences, toilets, water taps, street lights with use of latest technologies in improving
tourist facilities/amenities.
• Local capacity enhancement for inclusive heritage-based industry

10. • Create effective linkages between tourism and cultural facilities and
also the conservation of natural and built heritage
• (h) Urban heritage adaptive rehabilitation and maintenance,
including appropriate technologies for historic buildings retrofitting
• Establish and manage effective public private partnership for
adaptive urban rehabilitation.
• (j) Development and promotion of core tangible economic activities
to enhance avenues of livelihoods amongst stakeholders.
• This would also include necessary skill development amongst them
including making public spaces accessible and developing cultural
spaces
• (k) Making cities informative with use of modern ICT tools and
making cities secure with modern surveillance and security apparatus
like CCTV etc.

11. COVERAGE AND SCOPE:
Scheme HRIDAY will focus on development of twelve heritage
cities namely;
1. Ajmer
2. Amravati
3. Amritsar
4. Badami
5. Dwarka
6. Gaya
7. Kanchipuram
8. Mathura
9. Puri
10. Varanasi
11. Velankanni
12. Warangal

12. COMPARITIVE DATA ANALYSIS:
NEW DELHI: The NDA government on Tuesday created a record of
sanctioning nearly 13.47 lakh houses for the poor in the past oneand-a-
half years, which is more than what the UPA had approved during its
two consecutive terms under two different schemes.
According to housing ministry officials, 13,43,326 houses were
sanctioned for the poor during UPA-I and II under JNNURM and Rajiv
Awas Yojna. While central assistance of only Rs 17,405 crore was
committed during the previous 10 years, t ..
Source :
http://economictimes.indiatimes.com/articleshow/56097339.cms?utm_s
ource=contentofinterest&utm_medium=text&utm_campaign=cppst