26. The New Logo The logo depicts a strong growth path for the bank supported by a strong base, indicating that the bank is moving on from a position of strength.
37. Axis Financial Position Rs in crs. Particulars Mar 07 Mar 08 Mar 09 Deposits 58,785.60 87,626.22 117,374.11 Advances 36,876.48 59,661.14 81,556.77 Share Capital 281.63 357.71 359.01 Net worth 3,402.21 8,770.69 10,214.80 Book Value 120.80 245.19 284.53 Interest earned 4,560.40 7,005.32 10,835.49 Interest expenditure 2,993.32 4,419.96 7,149.27 Net profit 659.03 1,071.03 1,815.36 Net NPAs 0.61% 0.36% 0.35% Total Assets 73,257.21 109,577.84 147,722.06 Return on Assets 1.10% 1.24% 1.44%
38. Axis Bank Ratio Analysis Particulars Mar 07 Mar 08 Mar 09 Capital Adequacy Ratio 11.57 13.73 13.69 Net profit margin 12.01 12.22 13.31 Operating Expense / Total Inc 23.26 26.20 24.95 Return on Net worth (%) 19.37 12.21 17.77 Net Interest Income/total funds 4.01 4.74 4.98 Non Interest Income/total funds 0.03 0.02 0.06 Net Profit / Total Funds 1.07 1.17 1.41 Earning per share 23.40 29.94 50.57 Equity Dividend (%) 45.00 60.00 100.00
39.
40.
41.
42.
43.
44.
45.
46.
47.
48.
49.
50.
51. Revenue Break – up of Axis Rs in crs Segment Revenue Mar 09 Treasury 20,290.71 Corporate /wholesale banking 7280.14 Retail banking 6675.51 Other banking business (5.40)
52.
53.
54.
55.
56.
57.
58.
59.
60. Comparative Analysis As on Mar 09. Rs in crs Particulars Axis HDFC PNB HSBC Deposits 117,374.11 142,811.58 209,760.50 49,970.27 Advances 81,556.77 98,883.05 154,702.99 27,588.68 Share Capital 359.01 425.38 315.30 4,499.16 Net worth 10,214.80 15,052.73 14,653.63 11,214.3 Book Value 284.53 344.44 416.74 - Interest earned 10,835.49 16,332.26 19,326.16 6,326.9 Interest expenditure 7,149.27 8,911.10 12,295.30 2,661 Net profit 1,815.36 2,244.94 3,090.8 12,91.2 Net NPAs 0.35% 1.49% 0.17% 1.42% Total Assets 147,722.06 183,270.78 246,918.62 94,620.3 Return on Assets 1.44% 1.10% 1.15% 1.51%
61. Comparative Ratio Analysis Particulars Axis HDFC PNB HSBC Capital Adequacy Ratio 13.69 13.60% 12.96% 15.31% Net profit margin 13.31 11.35 13.76 Operating Expense / Total Inc 24.95 35.06 21.53 Return on Net worth (%) 17.77 15.32 23.52 Net Interest Income/total funds 4.98 6.86 4.34 6.66% Non Interest Inc/total funds 0.06 - 0.25 2.84% Net Profit / Total Funds 1.41 1.42 1.40 4.39% Earning per share 50.57 52.77 98.03 - Equity Dividend (%) 100.00 100.00 200 - Net Interest margin (%) 3.33 4.40 3.58