Rabbie Kao is a business lead at Installments and supervisor of AppUniverz. He is also a co-founder of BiG SISTERS and a tech blogger. The document discusses startup trends in 2015, including the top industries of consumer products and services, enterprise, and financial services education. It also mentions fintech as a trend and startup industry, with a photo credit to CB INSIGHTS about 63 fintech startups targeting millennials. The document is signed off by Rabbie Kao with his website.