SlideShare ist ein Scribd-Unternehmen logo
1 von 13
Downloaden Sie, um offline zu lesen
Elias Gagas
Chief Digital Officer
1 2 3
Financial Messaging Libraries for
SWIFT, SEPA & ISO20022 standards
Messaging standards
API Framework
1. Bespoke Projects Development
2. Treasury Management System
3. PFM
4. Card Processor Core System
Innovation + R&D
API is the new digital language
Banks need to speak it fluently,
or risk becoming isolated and eventually
disintermediated, by API native speakers.
API is a new channel
API
TMS
PFM
?
???
AISP
PISP
It’s not a question of if, or when.
It’s how many of them.
Banks have the opportunity to learn
from the techniques & practices
of Internet Giants (amazon, google etc.)
The Bank of the Future
Inter-Connected
Open
APIs
Everyday Bank
Platform
BaaSBaaP
Build
To “Play” the API game you need to
Manage Distribute
APIs to
Core Systems
Integration
API SandboxDevelopers Portal
APIs
Runtime
API Management
FinTech
Developers
Financial Institution
Client
Applications
API Analytics
Banking
Core
Systems
PSD2 = APIs
Open Banking = APIs
The EU, via PSD2, is leading
the Open Banking movement
The API movement is HUGE!
You can now reach:
Your customers + FinTech ecosystem
PSD2 is not compliance
its your biggest opportunity
Of Banks have either already
launched, or plan to launch within
the next 12 months, an API initiative
Banks are already working
on APIs!
Source: More Banks Working on APIs in 2016, But Bureaucracy Remains a Problem | Bank Innovation
78%
It needs a multidisciplinary team & skills / tools
Technology + Business + Marketing
APIs are not about technology
it’s about your Business, Re-Imagined
64 Princes Court , 88 Brompton Road , Knightsbridge, London SW3 1ET, United Kingdom | Tel. : +44 2071172538 | www.paymentcomponents.com
@paymentcomp
FinTech API Experts

Weitere ähnliche Inhalte

Was ist angesagt?

apidays LIVE Australia 2021 - API Economy in Financial Services by Siddhant A...
apidays LIVE Australia 2021 - API Economy in Financial Services by Siddhant A...apidays LIVE Australia 2021 - API Economy in Financial Services by Siddhant A...
apidays LIVE Australia 2021 - API Economy in Financial Services by Siddhant A...apidays
 
apidays LIVE Singapore 2021 - APIs powering data-driven personalisation in ba...
apidays LIVE Singapore 2021 - APIs powering data-driven personalisation in ba...apidays LIVE Singapore 2021 - APIs powering data-driven personalisation in ba...
apidays LIVE Singapore 2021 - APIs powering data-driven personalisation in ba...apidays
 
APIdays Singapore 2019 - Introduction to essential elements of Open Banking F...
APIdays Singapore 2019 - Introduction to essential elements of Open Banking F...APIdays Singapore 2019 - Introduction to essential elements of Open Banking F...
APIdays Singapore 2019 - Introduction to essential elements of Open Banking F...apidays
 
apidays LIVE Jakarta - Follow the money: connecting payments by Luis Ereneta,...
apidays LIVE Jakarta - Follow the money: connecting payments by Luis Ereneta,...apidays LIVE Jakarta - Follow the money: connecting payments by Luis Ereneta,...
apidays LIVE Jakarta - Follow the money: connecting payments by Luis Ereneta,...apidays
 
APIdays Singapore 2019 - Promoting Financial Inclusion with an Open Banking M...
APIdays Singapore 2019 - Promoting Financial Inclusion with an Open Banking M...APIdays Singapore 2019 - Promoting Financial Inclusion with an Open Banking M...
APIdays Singapore 2019 - Promoting Financial Inclusion with an Open Banking M...apidays
 
Accelerating the Open Banking API Journey
Accelerating the Open Banking API JourneyAccelerating the Open Banking API Journey
Accelerating the Open Banking API JourneySheriff Shitu
 
apidays LIVE Jakarta - Growing the mobile money ecosystem with Open APIs by B...
apidays LIVE Jakarta - Growing the mobile money ecosystem with Open APIs by B...apidays LIVE Jakarta - Growing the mobile money ecosystem with Open APIs by B...
apidays LIVE Jakarta - Growing the mobile money ecosystem with Open APIs by B...apidays
 
APIdays Singapore 2019 - Open Banking is Here to Stay: How Will You Benefit f...
APIdays Singapore 2019 - Open Banking is Here to Stay: How Will You Benefit f...APIdays Singapore 2019 - Open Banking is Here to Stay: How Will You Benefit f...
APIdays Singapore 2019 - Open Banking is Here to Stay: How Will You Benefit f...apidays
 
How Banking as a Service Will Keep Banks Digitally Relevant and Growing
How Banking as a Service Will Keep Banks Digitally Relevant and GrowingHow Banking as a Service Will Keep Banks Digitally Relevant and Growing
How Banking as a Service Will Keep Banks Digitally Relevant and GrowingCognizant
 
apidays LIVE Jakarta - Open API: redefine banking product delivery to acceler...
apidays LIVE Jakarta - Open API: redefine banking product delivery to acceler...apidays LIVE Jakarta - Open API: redefine banking product delivery to acceler...
apidays LIVE Jakarta - Open API: redefine banking product delivery to acceler...apidays
 
[WSO2 Integration Summit Singapore 2019] Building the Next Generation Digital...
[WSO2 Integration Summit Singapore 2019] Building the Next Generation Digital...[WSO2 Integration Summit Singapore 2019] Building the Next Generation Digital...
[WSO2 Integration Summit Singapore 2019] Building the Next Generation Digital...WSO2
 
Open banking-Future of Banking
Open banking-Future of BankingOpen banking-Future of Banking
Open banking-Future of Bankingfarhan ali
 
Open Bank Project workshop at API Days, Open BankIng and Fintech, London 2015
Open Bank Project workshop at API Days, Open BankIng and Fintech, London 2015Open Bank Project workshop at API Days, Open BankIng and Fintech, London 2015
Open Bank Project workshop at API Days, Open BankIng and Fintech, London 2015TESOBE
 
apidays LIVE Jakarta - Accelerating user acquisition and improving customer r...
apidays LIVE Jakarta - Accelerating user acquisition and improving customer r...apidays LIVE Jakarta - Accelerating user acquisition and improving customer r...
apidays LIVE Jakarta - Accelerating user acquisition and improving customer r...apidays
 
apidays LIVE New York 2021 - Monetizing on Data-led customer actions in the A...
apidays LIVE New York 2021 - Monetizing on Data-led customer actions in the A...apidays LIVE New York 2021 - Monetizing on Data-led customer actions in the A...
apidays LIVE New York 2021 - Monetizing on Data-led customer actions in the A...apidays
 
Global Open Banking Landscape
Global Open Banking LandscapeGlobal Open Banking Landscape
Global Open Banking LandscapeBiao Hao
 
Banking as a Service - An Overview
Banking as a Service - An OverviewBanking as a Service - An Overview
Banking as a Service - An OverviewSrini Peyyalamitta
 
Open Bank Project at APIDays Open Banking and Fintech APIs 2015
Open Bank Project at APIDays Open Banking and Fintech APIs 2015Open Bank Project at APIDays Open Banking and Fintech APIs 2015
Open Bank Project at APIDays Open Banking and Fintech APIs 2015TESOBE
 
apidays LIVE LONDON - How APIs are changing the fintech world by Chirine Ben...
apidays LIVE LONDON - How APIs are changing the fintech world  by Chirine Ben...apidays LIVE LONDON - How APIs are changing the fintech world  by Chirine Ben...
apidays LIVE LONDON - How APIs are changing the fintech world by Chirine Ben...apidays
 
apidays LIVE Singapore 2021 - Differentiating to win in the ecosystem economy...
apidays LIVE Singapore 2021 - Differentiating to win in the ecosystem economy...apidays LIVE Singapore 2021 - Differentiating to win in the ecosystem economy...
apidays LIVE Singapore 2021 - Differentiating to win in the ecosystem economy...apidays
 

Was ist angesagt? (20)

apidays LIVE Australia 2021 - API Economy in Financial Services by Siddhant A...
apidays LIVE Australia 2021 - API Economy in Financial Services by Siddhant A...apidays LIVE Australia 2021 - API Economy in Financial Services by Siddhant A...
apidays LIVE Australia 2021 - API Economy in Financial Services by Siddhant A...
 
apidays LIVE Singapore 2021 - APIs powering data-driven personalisation in ba...
apidays LIVE Singapore 2021 - APIs powering data-driven personalisation in ba...apidays LIVE Singapore 2021 - APIs powering data-driven personalisation in ba...
apidays LIVE Singapore 2021 - APIs powering data-driven personalisation in ba...
 
APIdays Singapore 2019 - Introduction to essential elements of Open Banking F...
APIdays Singapore 2019 - Introduction to essential elements of Open Banking F...APIdays Singapore 2019 - Introduction to essential elements of Open Banking F...
APIdays Singapore 2019 - Introduction to essential elements of Open Banking F...
 
apidays LIVE Jakarta - Follow the money: connecting payments by Luis Ereneta,...
apidays LIVE Jakarta - Follow the money: connecting payments by Luis Ereneta,...apidays LIVE Jakarta - Follow the money: connecting payments by Luis Ereneta,...
apidays LIVE Jakarta - Follow the money: connecting payments by Luis Ereneta,...
 
APIdays Singapore 2019 - Promoting Financial Inclusion with an Open Banking M...
APIdays Singapore 2019 - Promoting Financial Inclusion with an Open Banking M...APIdays Singapore 2019 - Promoting Financial Inclusion with an Open Banking M...
APIdays Singapore 2019 - Promoting Financial Inclusion with an Open Banking M...
 
Accelerating the Open Banking API Journey
Accelerating the Open Banking API JourneyAccelerating the Open Banking API Journey
Accelerating the Open Banking API Journey
 
apidays LIVE Jakarta - Growing the mobile money ecosystem with Open APIs by B...
apidays LIVE Jakarta - Growing the mobile money ecosystem with Open APIs by B...apidays LIVE Jakarta - Growing the mobile money ecosystem with Open APIs by B...
apidays LIVE Jakarta - Growing the mobile money ecosystem with Open APIs by B...
 
APIdays Singapore 2019 - Open Banking is Here to Stay: How Will You Benefit f...
APIdays Singapore 2019 - Open Banking is Here to Stay: How Will You Benefit f...APIdays Singapore 2019 - Open Banking is Here to Stay: How Will You Benefit f...
APIdays Singapore 2019 - Open Banking is Here to Stay: How Will You Benefit f...
 
How Banking as a Service Will Keep Banks Digitally Relevant and Growing
How Banking as a Service Will Keep Banks Digitally Relevant and GrowingHow Banking as a Service Will Keep Banks Digitally Relevant and Growing
How Banking as a Service Will Keep Banks Digitally Relevant and Growing
 
apidays LIVE Jakarta - Open API: redefine banking product delivery to acceler...
apidays LIVE Jakarta - Open API: redefine banking product delivery to acceler...apidays LIVE Jakarta - Open API: redefine banking product delivery to acceler...
apidays LIVE Jakarta - Open API: redefine banking product delivery to acceler...
 
[WSO2 Integration Summit Singapore 2019] Building the Next Generation Digital...
[WSO2 Integration Summit Singapore 2019] Building the Next Generation Digital...[WSO2 Integration Summit Singapore 2019] Building the Next Generation Digital...
[WSO2 Integration Summit Singapore 2019] Building the Next Generation Digital...
 
Open banking-Future of Banking
Open banking-Future of BankingOpen banking-Future of Banking
Open banking-Future of Banking
 
Open Bank Project workshop at API Days, Open BankIng and Fintech, London 2015
Open Bank Project workshop at API Days, Open BankIng and Fintech, London 2015Open Bank Project workshop at API Days, Open BankIng and Fintech, London 2015
Open Bank Project workshop at API Days, Open BankIng and Fintech, London 2015
 
apidays LIVE Jakarta - Accelerating user acquisition and improving customer r...
apidays LIVE Jakarta - Accelerating user acquisition and improving customer r...apidays LIVE Jakarta - Accelerating user acquisition and improving customer r...
apidays LIVE Jakarta - Accelerating user acquisition and improving customer r...
 
apidays LIVE New York 2021 - Monetizing on Data-led customer actions in the A...
apidays LIVE New York 2021 - Monetizing on Data-led customer actions in the A...apidays LIVE New York 2021 - Monetizing on Data-led customer actions in the A...
apidays LIVE New York 2021 - Monetizing on Data-led customer actions in the A...
 
Global Open Banking Landscape
Global Open Banking LandscapeGlobal Open Banking Landscape
Global Open Banking Landscape
 
Banking as a Service - An Overview
Banking as a Service - An OverviewBanking as a Service - An Overview
Banking as a Service - An Overview
 
Open Bank Project at APIDays Open Banking and Fintech APIs 2015
Open Bank Project at APIDays Open Banking and Fintech APIs 2015Open Bank Project at APIDays Open Banking and Fintech APIs 2015
Open Bank Project at APIDays Open Banking and Fintech APIs 2015
 
apidays LIVE LONDON - How APIs are changing the fintech world by Chirine Ben...
apidays LIVE LONDON - How APIs are changing the fintech world  by Chirine Ben...apidays LIVE LONDON - How APIs are changing the fintech world  by Chirine Ben...
apidays LIVE LONDON - How APIs are changing the fintech world by Chirine Ben...
 
apidays LIVE Singapore 2021 - Differentiating to win in the ecosystem economy...
apidays LIVE Singapore 2021 - Differentiating to win in the ecosystem economy...apidays LIVE Singapore 2021 - Differentiating to win in the ecosystem economy...
apidays LIVE Singapore 2021 - Differentiating to win in the ecosystem economy...
 

Andere mochten auch

360 Degrees of FinTech (R)evolution
360 Degrees of FinTech (R)evolution360 Degrees of FinTech (R)evolution
360 Degrees of FinTech (R)evolutionElias Gagas
 
The API SlideShare for Bankers and Fintech Executives
The API SlideShare for Bankers and Fintech ExecutivesThe API SlideShare for Bankers and Fintech Executives
The API SlideShare for Bankers and Fintech ExecutivesMX
 
Bold Predictions for the 2016 API Economy
Bold Predictions for the 2016 API EconomyBold Predictions for the 2016 API Economy
Bold Predictions for the 2016 API EconomyNeha Sampat
 
The API Economy: API Provider Perspective / European Identity Summit 2012
The API Economy: API Provider Perspective / European Identity Summit 2012The API Economy: API Provider Perspective / European Identity Summit 2012
The API Economy: API Provider Perspective / European Identity Summit 20123scale
 
Banking Future by Design the Future Tadeusz Kifner
Banking Future by Design the Future Tadeusz KifnerBanking Future by Design the Future Tadeusz Kifner
Banking Future by Design the Future Tadeusz KifnerTadeusz Kifner
 
Backbase Webinar: The Adjacent Possible for Banks
Backbase Webinar: The Adjacent Possible for Banks Backbase Webinar: The Adjacent Possible for Banks
Backbase Webinar: The Adjacent Possible for Banks Backbase
 
API Adoption Patterns in Banking & The Promise of Microservices
API Adoption Patterns in Banking & The Promise of MicroservicesAPI Adoption Patterns in Banking & The Promise of Microservices
API Adoption Patterns in Banking & The Promise of MicroservicesAkana
 
Mercer Capital's Value Focus: FinTech Industry | Second Half 2016
Mercer Capital's Value Focus: FinTech Industry | Second Half 2016Mercer Capital's Value Focus: FinTech Industry | Second Half 2016
Mercer Capital's Value Focus: FinTech Industry | Second Half 2016Mercer Capital
 
APIdays Open Banking & Fintech: Workshop - Financial Services Use Cases for APIs
APIdays Open Banking & Fintech: Workshop - Financial Services Use Cases for APIsAPIdays Open Banking & Fintech: Workshop - Financial Services Use Cases for APIs
APIdays Open Banking & Fintech: Workshop - Financial Services Use Cases for APIsJeremy Brown
 
PSD2: Making it actionable
PSD2: Making it actionablePSD2: Making it actionable
PSD2: Making it actionableBackbase
 
Retail Banking Innovations N26-TransferWise
Retail Banking Innovations N26-TransferWiseRetail Banking Innovations N26-TransferWise
Retail Banking Innovations N26-TransferWiseJordan Valdma
 
Backbase Webinar: Everyday banking
Backbase Webinar: Everyday banking Backbase Webinar: Everyday banking
Backbase Webinar: Everyday banking Backbase
 
Wall Street Mobile Technologies Conference, Bank's "Uber Moment" and Open Ban...
Wall Street Mobile Technologies Conference, Bank's "Uber Moment" and Open Ban...Wall Street Mobile Technologies Conference, Bank's "Uber Moment" and Open Ban...
Wall Street Mobile Technologies Conference, Bank's "Uber Moment" and Open Ban...John Marx
 
Social TV, Transmedia Storytelling and Beyond
Social TV, Transmedia Storytelling and BeyondSocial TV, Transmedia Storytelling and Beyond
Social TV, Transmedia Storytelling and BeyondRick Liebling
 
Nordic API days 2016 - APIs.guru Wikipedia for Web APIs
Nordic API days 2016 - APIs.guru Wikipedia for Web APIsNordic API days 2016 - APIs.guru Wikipedia for Web APIs
Nordic API days 2016 - APIs.guru Wikipedia for Web APIsIvan Goncharov
 
Coursera projects101 2016
Coursera projects101 2016Coursera projects101 2016
Coursera projects101 2016Marwan Shehata
 
Presentación Ivan Marchant - eRetail Day México 2015
Presentación Ivan Marchant - eRetail Day México 2015Presentación Ivan Marchant - eRetail Day México 2015
Presentación Ivan Marchant - eRetail Day México 2015eCommerce Institute
 
Zahran - Training Final Report
Zahran - Training Final ReportZahran - Training Final Report
Zahran - Training Final ReportMarwan Shehata
 
Banking & Finance Trends, Predictions, and Practical Steps OHANNIGAN April 2016
Banking & Finance Trends, Predictions, and Practical Steps OHANNIGAN April 2016Banking & Finance Trends, Predictions, and Practical Steps OHANNIGAN April 2016
Banking & Finance Trends, Predictions, and Practical Steps OHANNIGAN April 2016Joe O'Hannigan
 

Andere mochten auch (20)

360 Degrees of FinTech (R)evolution
360 Degrees of FinTech (R)evolution360 Degrees of FinTech (R)evolution
360 Degrees of FinTech (R)evolution
 
The API SlideShare for Bankers and Fintech Executives
The API SlideShare for Bankers and Fintech ExecutivesThe API SlideShare for Bankers and Fintech Executives
The API SlideShare for Bankers and Fintech Executives
 
Bold Predictions for the 2016 API Economy
Bold Predictions for the 2016 API EconomyBold Predictions for the 2016 API Economy
Bold Predictions for the 2016 API Economy
 
The API Economy: API Provider Perspective / European Identity Summit 2012
The API Economy: API Provider Perspective / European Identity Summit 2012The API Economy: API Provider Perspective / European Identity Summit 2012
The API Economy: API Provider Perspective / European Identity Summit 2012
 
Banking Future by Design the Future Tadeusz Kifner
Banking Future by Design the Future Tadeusz KifnerBanking Future by Design the Future Tadeusz Kifner
Banking Future by Design the Future Tadeusz Kifner
 
Backbase Webinar: The Adjacent Possible for Banks
Backbase Webinar: The Adjacent Possible for Banks Backbase Webinar: The Adjacent Possible for Banks
Backbase Webinar: The Adjacent Possible for Banks
 
API Adoption Patterns in Banking & The Promise of Microservices
API Adoption Patterns in Banking & The Promise of MicroservicesAPI Adoption Patterns in Banking & The Promise of Microservices
API Adoption Patterns in Banking & The Promise of Microservices
 
Mercer Capital's Value Focus: FinTech Industry | Second Half 2016
Mercer Capital's Value Focus: FinTech Industry | Second Half 2016Mercer Capital's Value Focus: FinTech Industry | Second Half 2016
Mercer Capital's Value Focus: FinTech Industry | Second Half 2016
 
APIdays Open Banking & Fintech: Workshop - Financial Services Use Cases for APIs
APIdays Open Banking & Fintech: Workshop - Financial Services Use Cases for APIsAPIdays Open Banking & Fintech: Workshop - Financial Services Use Cases for APIs
APIdays Open Banking & Fintech: Workshop - Financial Services Use Cases for APIs
 
PSD2: Making it actionable
PSD2: Making it actionablePSD2: Making it actionable
PSD2: Making it actionable
 
Retail Banking Innovations N26-TransferWise
Retail Banking Innovations N26-TransferWiseRetail Banking Innovations N26-TransferWise
Retail Banking Innovations N26-TransferWise
 
Backbase Webinar: Everyday banking
Backbase Webinar: Everyday banking Backbase Webinar: Everyday banking
Backbase Webinar: Everyday banking
 
Wall Street Mobile Technologies Conference, Bank's "Uber Moment" and Open Ban...
Wall Street Mobile Technologies Conference, Bank's "Uber Moment" and Open Ban...Wall Street Mobile Technologies Conference, Bank's "Uber Moment" and Open Ban...
Wall Street Mobile Technologies Conference, Bank's "Uber Moment" and Open Ban...
 
Social TV, Transmedia Storytelling and Beyond
Social TV, Transmedia Storytelling and BeyondSocial TV, Transmedia Storytelling and Beyond
Social TV, Transmedia Storytelling and Beyond
 
Nordic API days 2016 - APIs.guru Wikipedia for Web APIs
Nordic API days 2016 - APIs.guru Wikipedia for Web APIsNordic API days 2016 - APIs.guru Wikipedia for Web APIs
Nordic API days 2016 - APIs.guru Wikipedia for Web APIs
 
Certificate
CertificateCertificate
Certificate
 
Coursera projects101 2016
Coursera projects101 2016Coursera projects101 2016
Coursera projects101 2016
 
Presentación Ivan Marchant - eRetail Day México 2015
Presentación Ivan Marchant - eRetail Day México 2015Presentación Ivan Marchant - eRetail Day México 2015
Presentación Ivan Marchant - eRetail Day México 2015
 
Zahran - Training Final Report
Zahran - Training Final ReportZahran - Training Final Report
Zahran - Training Final Report
 
Banking & Finance Trends, Predictions, and Practical Steps OHANNIGAN April 2016
Banking & Finance Trends, Predictions, and Practical Steps OHANNIGAN April 2016Banking & Finance Trends, Predictions, and Practical Steps OHANNIGAN April 2016
Banking & Finance Trends, Predictions, and Practical Steps OHANNIGAN April 2016
 

Ähnlich wie API is the New Black for FinTech & Financial Institutions

Open Bank Project Hack Make The bank 2016 Block Chain
Open Bank Project Hack Make The bank 2016 Block ChainOpen Bank Project Hack Make The bank 2016 Block Chain
Open Bank Project Hack Make The bank 2016 Block Chainsimonredfern
 
Open Bank Project ECB19 Sept 2016 v2
Open Bank Project ECB19 Sept 2016 v2Open Bank Project ECB19 Sept 2016 v2
Open Bank Project ECB19 Sept 2016 v2simonredfern
 
Iasa Spain Chapter - Evento Arquitectura TIC en Banca - Soluciones Basadas en...
Iasa Spain Chapter - Evento Arquitectura TIC en Banca - Soluciones Basadas en...Iasa Spain Chapter - Evento Arquitectura TIC en Banca - Soluciones Basadas en...
Iasa Spain Chapter - Evento Arquitectura TIC en Banca - Soluciones Basadas en...iasaglobal
 
Iasa Spain Arquitecturatic - The Open Bank Project
Iasa Spain Arquitecturatic - The Open Bank ProjectIasa Spain Arquitecturatic - The Open Bank Project
Iasa Spain Arquitecturatic - The Open Bank Projectiasaglobal
 
API Monetization
API MonetizationAPI Monetization
API MonetizationCapgemini
 
Why you will choose the aplonAPI™ platform, to empower your Open banking proj...
Why you will choose the aplonAPI™ platform, to empower your Open banking proj...Why you will choose the aplonAPI™ platform, to empower your Open banking proj...
Why you will choose the aplonAPI™ platform, to empower your Open banking proj...PaymentComponents
 
apidays LIVE Hong Kong - The Business of APIs by Jed Ng
apidays LIVE Hong Kong - The Business of APIs by Jed Ngapidays LIVE Hong Kong - The Business of APIs by Jed Ng
apidays LIVE Hong Kong - The Business of APIs by Jed Ngapidays
 
HOW OPEN APIS WILL CHANGE THE FUTURE OF BANKING
HOW OPEN APIS WILL CHANGE THE FUTURE OF BANKINGHOW OPEN APIS WILL CHANGE THE FUTURE OF BANKING
HOW OPEN APIS WILL CHANGE THE FUTURE OF BANKINGfigo GmbH
 
[WSO2 Integration Summit Brazil 2019] Open Banking
[WSO2 Integration Summit Brazil 2019] Open Banking[WSO2 Integration Summit Brazil 2019] Open Banking
[WSO2 Integration Summit Brazil 2019] Open BankingWSO2
 
The Global Influence of Open Banking, API Security, and an Open Data Perspective
The Global Influence of Open Banking, API Security, and an Open Data PerspectiveThe Global Influence of Open Banking, API Security, and an Open Data Perspective
The Global Influence of Open Banking, API Security, and an Open Data PerspectiveRogue Wave Software
 
A Tale of Two (Semantic) APIs - Daedalus - API Days Mediterranea
A Tale of Two (Semantic) APIs - Daedalus - API Days MediterraneaA Tale of Two (Semantic) APIs - Daedalus - API Days Mediterranea
A Tale of Two (Semantic) APIs - Daedalus - API Days MediterraneaSngular Meaning
 
[WSO2 Summit Brazil 2018] The API-driven World
[WSO2 Summit Brazil 2018] The API-driven World[WSO2 Summit Brazil 2018] The API-driven World
[WSO2 Summit Brazil 2018] The API-driven WorldWSO2
 
What do you get when excel and powerpoint are having a baby?
What do you get when excel and powerpoint are having a baby?What do you get when excel and powerpoint are having a baby?
What do you get when excel and powerpoint are having a baby?Nils Breitmann
 
ArabNet Beirut - Keynote: Open Banking - To be or not to be? by Open Bank Pr...
ArabNet Beirut  - Keynote: Open Banking - To be or not to be? by Open Bank Pr...ArabNet Beirut  - Keynote: Open Banking - To be or not to be? by Open Bank Pr...
ArabNet Beirut - Keynote: Open Banking - To be or not to be? by Open Bank Pr...ArabNet ME
 
Keynote: Open Banking - To be or not to be? by Open Bank Project by ArabNet B...
Keynote: Open Banking - To be or not to be? by Open Bank Project by ArabNet B...Keynote: Open Banking - To be or not to be? by Open Bank Project by ArabNet B...
Keynote: Open Banking - To be or not to be? by Open Bank Project by ArabNet B...ArabNet ME
 
5 key points for Open Banking APIs
5 key points for Open Banking APIs5 key points for Open Banking APIs
5 key points for Open Banking APIsPaymentComponents
 
Innovation at scale - Key drivers and pitfalls to building API driven agile b...
Innovation at scale - Key drivers and pitfalls to building API driven agile b...Innovation at scale - Key drivers and pitfalls to building API driven agile b...
Innovation at scale - Key drivers and pitfalls to building API driven agile b...Mifan Careem
 
[WSO2 Summit APAC 2020] APIs: The Products of the 21st Century
[WSO2 Summit APAC 2020] APIs: The Products of the 21st Century[WSO2 Summit APAC 2020] APIs: The Products of the 21st Century
[WSO2 Summit APAC 2020] APIs: The Products of the 21st CenturyWSO2
 
APIdays Singapore 2019 - Embrace transformation through FinTech collaboration...
APIdays Singapore 2019 - Embrace transformation through FinTech collaboration...APIdays Singapore 2019 - Embrace transformation through FinTech collaboration...
APIdays Singapore 2019 - Embrace transformation through FinTech collaboration...apidays
 

Ähnlich wie API is the New Black for FinTech & Financial Institutions (20)

API is the New Black
API is the New BlackAPI is the New Black
API is the New Black
 
Open Bank Project Hack Make The bank 2016 Block Chain
Open Bank Project Hack Make The bank 2016 Block ChainOpen Bank Project Hack Make The bank 2016 Block Chain
Open Bank Project Hack Make The bank 2016 Block Chain
 
Open Bank Project ECB19 Sept 2016 v2
Open Bank Project ECB19 Sept 2016 v2Open Bank Project ECB19 Sept 2016 v2
Open Bank Project ECB19 Sept 2016 v2
 
Iasa Spain Chapter - Evento Arquitectura TIC en Banca - Soluciones Basadas en...
Iasa Spain Chapter - Evento Arquitectura TIC en Banca - Soluciones Basadas en...Iasa Spain Chapter - Evento Arquitectura TIC en Banca - Soluciones Basadas en...
Iasa Spain Chapter - Evento Arquitectura TIC en Banca - Soluciones Basadas en...
 
Iasa Spain Arquitecturatic - The Open Bank Project
Iasa Spain Arquitecturatic - The Open Bank ProjectIasa Spain Arquitecturatic - The Open Bank Project
Iasa Spain Arquitecturatic - The Open Bank Project
 
API Monetization
API MonetizationAPI Monetization
API Monetization
 
Why you will choose the aplonAPI™ platform, to empower your Open banking proj...
Why you will choose the aplonAPI™ platform, to empower your Open banking proj...Why you will choose the aplonAPI™ platform, to empower your Open banking proj...
Why you will choose the aplonAPI™ platform, to empower your Open banking proj...
 
apidays LIVE Hong Kong - The Business of APIs by Jed Ng
apidays LIVE Hong Kong - The Business of APIs by Jed Ngapidays LIVE Hong Kong - The Business of APIs by Jed Ng
apidays LIVE Hong Kong - The Business of APIs by Jed Ng
 
HOW OPEN APIS WILL CHANGE THE FUTURE OF BANKING
HOW OPEN APIS WILL CHANGE THE FUTURE OF BANKINGHOW OPEN APIS WILL CHANGE THE FUTURE OF BANKING
HOW OPEN APIS WILL CHANGE THE FUTURE OF BANKING
 
[WSO2 Integration Summit Brazil 2019] Open Banking
[WSO2 Integration Summit Brazil 2019] Open Banking[WSO2 Integration Summit Brazil 2019] Open Banking
[WSO2 Integration Summit Brazil 2019] Open Banking
 
The Global Influence of Open Banking, API Security, and an Open Data Perspective
The Global Influence of Open Banking, API Security, and an Open Data PerspectiveThe Global Influence of Open Banking, API Security, and an Open Data Perspective
The Global Influence of Open Banking, API Security, and an Open Data Perspective
 
A Tale of Two (Semantic) APIs - Daedalus - API Days Mediterranea
A Tale of Two (Semantic) APIs - Daedalus - API Days MediterraneaA Tale of Two (Semantic) APIs - Daedalus - API Days Mediterranea
A Tale of Two (Semantic) APIs - Daedalus - API Days Mediterranea
 
[WSO2 Summit Brazil 2018] The API-driven World
[WSO2 Summit Brazil 2018] The API-driven World[WSO2 Summit Brazil 2018] The API-driven World
[WSO2 Summit Brazil 2018] The API-driven World
 
What do you get when excel and powerpoint are having a baby?
What do you get when excel and powerpoint are having a baby?What do you get when excel and powerpoint are having a baby?
What do you get when excel and powerpoint are having a baby?
 
ArabNet Beirut - Keynote: Open Banking - To be or not to be? by Open Bank Pr...
ArabNet Beirut  - Keynote: Open Banking - To be or not to be? by Open Bank Pr...ArabNet Beirut  - Keynote: Open Banking - To be or not to be? by Open Bank Pr...
ArabNet Beirut - Keynote: Open Banking - To be or not to be? by Open Bank Pr...
 
Keynote: Open Banking - To be or not to be? by Open Bank Project by ArabNet B...
Keynote: Open Banking - To be or not to be? by Open Bank Project by ArabNet B...Keynote: Open Banking - To be or not to be? by Open Bank Project by ArabNet B...
Keynote: Open Banking - To be or not to be? by Open Bank Project by ArabNet B...
 
5 key points for Open Banking APIs
5 key points for Open Banking APIs5 key points for Open Banking APIs
5 key points for Open Banking APIs
 
Innovation at scale - Key drivers and pitfalls to building API driven agile b...
Innovation at scale - Key drivers and pitfalls to building API driven agile b...Innovation at scale - Key drivers and pitfalls to building API driven agile b...
Innovation at scale - Key drivers and pitfalls to building API driven agile b...
 
[WSO2 Summit APAC 2020] APIs: The Products of the 21st Century
[WSO2 Summit APAC 2020] APIs: The Products of the 21st Century[WSO2 Summit APAC 2020] APIs: The Products of the 21st Century
[WSO2 Summit APAC 2020] APIs: The Products of the 21st Century
 
APIdays Singapore 2019 - Embrace transformation through FinTech collaboration...
APIdays Singapore 2019 - Embrace transformation through FinTech collaboration...APIdays Singapore 2019 - Embrace transformation through FinTech collaboration...
APIdays Singapore 2019 - Embrace transformation through FinTech collaboration...
 

Mehr von Elias Gagas

Intro to Growth Hacking
Intro to Growth HackingIntro to Growth Hacking
Intro to Growth HackingElias Gagas
 
To CDO or not to CDO?
To CDO or not to CDO?To CDO or not to CDO?
To CDO or not to CDO?Elias Gagas
 
How APIs & emerging global standards create opportunities for software develo...
How APIs & emerging global standards create opportunities for software develo...How APIs & emerging global standards create opportunities for software develo...
How APIs & emerging global standards create opportunities for software develo...Elias Gagas
 
The state of Programmatic in CEE - 2015 annual survey preliminary results
The state of Programmatic in CEE - 2015 annual survey preliminary resultsThe state of Programmatic in CEE - 2015 annual survey preliminary results
The state of Programmatic in CEE - 2015 annual survey preliminary resultsElias Gagas
 
The Programmatic (R)evolution - Causes, Effects & a Framework to thrive in it!
The Programmatic (R)evolution - Causes, Effects & a Framework to thrive in it!The Programmatic (R)evolution - Causes, Effects & a Framework to thrive in it!
The Programmatic (R)evolution - Causes, Effects & a Framework to thrive in it!Elias Gagas
 
Digital Advertising Technologies building blocks for a Death Star or virtuous...
Digital Advertising Technologies building blocks for a Death Star or virtuous...Digital Advertising Technologies building blocks for a Death Star or virtuous...
Digital Advertising Technologies building blocks for a Death Star or virtuous...Elias Gagas
 
Digital Advertising & Marketing Entrepreneurship: current building blocks and...
Digital Advertising & Marketing Entrepreneurship: current building blocks and...Digital Advertising & Marketing Entrepreneurship: current building blocks and...
Digital Advertising & Marketing Entrepreneurship: current building blocks and...Elias Gagas
 
Project Agora Greece - The first 60days
Project Agora Greece - The first 60daysProject Agora Greece - The first 60days
Project Agora Greece - The first 60daysElias Gagas
 
What is EVIE Games?
What is EVIE Games?What is EVIE Games?
What is EVIE Games?Elias Gagas
 

Mehr von Elias Gagas (9)

Intro to Growth Hacking
Intro to Growth HackingIntro to Growth Hacking
Intro to Growth Hacking
 
To CDO or not to CDO?
To CDO or not to CDO?To CDO or not to CDO?
To CDO or not to CDO?
 
How APIs & emerging global standards create opportunities for software develo...
How APIs & emerging global standards create opportunities for software develo...How APIs & emerging global standards create opportunities for software develo...
How APIs & emerging global standards create opportunities for software develo...
 
The state of Programmatic in CEE - 2015 annual survey preliminary results
The state of Programmatic in CEE - 2015 annual survey preliminary resultsThe state of Programmatic in CEE - 2015 annual survey preliminary results
The state of Programmatic in CEE - 2015 annual survey preliminary results
 
The Programmatic (R)evolution - Causes, Effects & a Framework to thrive in it!
The Programmatic (R)evolution - Causes, Effects & a Framework to thrive in it!The Programmatic (R)evolution - Causes, Effects & a Framework to thrive in it!
The Programmatic (R)evolution - Causes, Effects & a Framework to thrive in it!
 
Digital Advertising Technologies building blocks for a Death Star or virtuous...
Digital Advertising Technologies building blocks for a Death Star or virtuous...Digital Advertising Technologies building blocks for a Death Star or virtuous...
Digital Advertising Technologies building blocks for a Death Star or virtuous...
 
Digital Advertising & Marketing Entrepreneurship: current building blocks and...
Digital Advertising & Marketing Entrepreneurship: current building blocks and...Digital Advertising & Marketing Entrepreneurship: current building blocks and...
Digital Advertising & Marketing Entrepreneurship: current building blocks and...
 
Project Agora Greece - The first 60days
Project Agora Greece - The first 60daysProject Agora Greece - The first 60days
Project Agora Greece - The first 60days
 
What is EVIE Games?
What is EVIE Games?What is EVIE Games?
What is EVIE Games?
 

Kürzlich hochgeladen

Big Data Bellevue Meetup | Enhancing Python Data Loading in the Cloud for AI/ML
Big Data Bellevue Meetup | Enhancing Python Data Loading in the Cloud for AI/MLBig Data Bellevue Meetup | Enhancing Python Data Loading in the Cloud for AI/ML
Big Data Bellevue Meetup | Enhancing Python Data Loading in the Cloud for AI/MLAlluxio, Inc.
 
Mastering Kubernetes - Basics and Advanced Concepts using Example Project
Mastering Kubernetes - Basics and Advanced Concepts using Example ProjectMastering Kubernetes - Basics and Advanced Concepts using Example Project
Mastering Kubernetes - Basics and Advanced Concepts using Example Projectwajrcs
 
online pdf editor software solutions.pdf
online pdf editor software solutions.pdfonline pdf editor software solutions.pdf
online pdf editor software solutions.pdfMeon Technology
 
Watermarking in Source Code: Applications and Security Challenges
Watermarking in Source Code: Applications and Security ChallengesWatermarking in Source Code: Applications and Security Challenges
Watermarking in Source Code: Applications and Security ChallengesShyamsundar Das
 
How Does the Epitome of Spyware Differ from Other Malicious Software?
How Does the Epitome of Spyware Differ from Other Malicious Software?How Does the Epitome of Spyware Differ from Other Malicious Software?
How Does the Epitome of Spyware Differ from Other Malicious Software?AmeliaSmith90
 
ARM Talk @ Rejekts - Will ARM be the new Mainstream in our Data Centers_.pdf
ARM Talk @ Rejekts - Will ARM be the new Mainstream in our Data Centers_.pdfARM Talk @ Rejekts - Will ARM be the new Mainstream in our Data Centers_.pdf
ARM Talk @ Rejekts - Will ARM be the new Mainstream in our Data Centers_.pdfTobias Schneck
 
ERP For Electrical and Electronics manufecturing.pptx
ERP For Electrical and Electronics manufecturing.pptxERP For Electrical and Electronics manufecturing.pptx
ERP For Electrical and Electronics manufecturing.pptxAutus Cyber Tech
 
AI Embracing Every Shade of Human Beauty
AI Embracing Every Shade of Human BeautyAI Embracing Every Shade of Human Beauty
AI Embracing Every Shade of Human BeautyRaymond Okyere-Forson
 
Why Choose Brain Inventory For Ecommerce Development.pdf
Why Choose Brain Inventory For Ecommerce Development.pdfWhy Choose Brain Inventory For Ecommerce Development.pdf
Why Choose Brain Inventory For Ecommerce Development.pdfBrain Inventory
 
Your Vision, Our Expertise: TECUNIQUE's Tailored Software Teams
Your Vision, Our Expertise: TECUNIQUE's Tailored Software TeamsYour Vision, Our Expertise: TECUNIQUE's Tailored Software Teams
Your Vision, Our Expertise: TECUNIQUE's Tailored Software TeamsJaydeep Chhasatia
 
Generative AI for Cybersecurity - EC-Council
Generative AI for Cybersecurity - EC-CouncilGenerative AI for Cybersecurity - EC-Council
Generative AI for Cybersecurity - EC-CouncilVICTOR MAESTRE RAMIREZ
 
About .NET 8 and a first glimpse into .NET9
About .NET 8 and a first glimpse into .NET9About .NET 8 and a first glimpse into .NET9
About .NET 8 and a first glimpse into .NET9Jürgen Gutsch
 
Optimizing Business Potential: A Guide to Outsourcing Engineering Services in...
Optimizing Business Potential: A Guide to Outsourcing Engineering Services in...Optimizing Business Potential: A Guide to Outsourcing Engineering Services in...
Optimizing Business Potential: A Guide to Outsourcing Engineering Services in...Jaydeep Chhasatia
 
Kawika Technologies pvt ltd Software Development Company in Trivandrum
Kawika Technologies pvt ltd Software Development Company in TrivandrumKawika Technologies pvt ltd Software Development Company in Trivandrum
Kawika Technologies pvt ltd Software Development Company in TrivandrumKawika Technologies
 
Leveraging DxSherpa's Generative AI Services to Unlock Human-Machine Harmony
Leveraging DxSherpa's Generative AI Services to Unlock Human-Machine HarmonyLeveraging DxSherpa's Generative AI Services to Unlock Human-Machine Harmony
Leveraging DxSherpa's Generative AI Services to Unlock Human-Machine Harmonyelliciumsolutionspun
 
Cybersecurity Challenges with Generative AI - for Good and Bad
Cybersecurity Challenges with Generative AI - for Good and BadCybersecurity Challenges with Generative AI - for Good and Bad
Cybersecurity Challenges with Generative AI - for Good and BadIvo Andreev
 
eAuditor Audits & Inspections - conduct field inspections
eAuditor Audits & Inspections - conduct field inspectionseAuditor Audits & Inspections - conduct field inspections
eAuditor Audits & Inspections - conduct field inspectionsNirav Modi
 
JS-Experts - Cybersecurity for Generative AI
JS-Experts - Cybersecurity for Generative AIJS-Experts - Cybersecurity for Generative AI
JS-Experts - Cybersecurity for Generative AIIvo Andreev
 

Kürzlich hochgeladen (20)

Sustainable Web Design - Claire Thornewill
Sustainable Web Design - Claire ThornewillSustainable Web Design - Claire Thornewill
Sustainable Web Design - Claire Thornewill
 
Big Data Bellevue Meetup | Enhancing Python Data Loading in the Cloud for AI/ML
Big Data Bellevue Meetup | Enhancing Python Data Loading in the Cloud for AI/MLBig Data Bellevue Meetup | Enhancing Python Data Loading in the Cloud for AI/ML
Big Data Bellevue Meetup | Enhancing Python Data Loading in the Cloud for AI/ML
 
Mastering Kubernetes - Basics and Advanced Concepts using Example Project
Mastering Kubernetes - Basics and Advanced Concepts using Example ProjectMastering Kubernetes - Basics and Advanced Concepts using Example Project
Mastering Kubernetes - Basics and Advanced Concepts using Example Project
 
online pdf editor software solutions.pdf
online pdf editor software solutions.pdfonline pdf editor software solutions.pdf
online pdf editor software solutions.pdf
 
Watermarking in Source Code: Applications and Security Challenges
Watermarking in Source Code: Applications and Security ChallengesWatermarking in Source Code: Applications and Security Challenges
Watermarking in Source Code: Applications and Security Challenges
 
How Does the Epitome of Spyware Differ from Other Malicious Software?
How Does the Epitome of Spyware Differ from Other Malicious Software?How Does the Epitome of Spyware Differ from Other Malicious Software?
How Does the Epitome of Spyware Differ from Other Malicious Software?
 
ARM Talk @ Rejekts - Will ARM be the new Mainstream in our Data Centers_.pdf
ARM Talk @ Rejekts - Will ARM be the new Mainstream in our Data Centers_.pdfARM Talk @ Rejekts - Will ARM be the new Mainstream in our Data Centers_.pdf
ARM Talk @ Rejekts - Will ARM be the new Mainstream in our Data Centers_.pdf
 
ERP For Electrical and Electronics manufecturing.pptx
ERP For Electrical and Electronics manufecturing.pptxERP For Electrical and Electronics manufecturing.pptx
ERP For Electrical and Electronics manufecturing.pptx
 
AI Embracing Every Shade of Human Beauty
AI Embracing Every Shade of Human BeautyAI Embracing Every Shade of Human Beauty
AI Embracing Every Shade of Human Beauty
 
Why Choose Brain Inventory For Ecommerce Development.pdf
Why Choose Brain Inventory For Ecommerce Development.pdfWhy Choose Brain Inventory For Ecommerce Development.pdf
Why Choose Brain Inventory For Ecommerce Development.pdf
 
Your Vision, Our Expertise: TECUNIQUE's Tailored Software Teams
Your Vision, Our Expertise: TECUNIQUE's Tailored Software TeamsYour Vision, Our Expertise: TECUNIQUE's Tailored Software Teams
Your Vision, Our Expertise: TECUNIQUE's Tailored Software Teams
 
Program with GUTs
Program with GUTsProgram with GUTs
Program with GUTs
 
Generative AI for Cybersecurity - EC-Council
Generative AI for Cybersecurity - EC-CouncilGenerative AI for Cybersecurity - EC-Council
Generative AI for Cybersecurity - EC-Council
 
About .NET 8 and a first glimpse into .NET9
About .NET 8 and a first glimpse into .NET9About .NET 8 and a first glimpse into .NET9
About .NET 8 and a first glimpse into .NET9
 
Optimizing Business Potential: A Guide to Outsourcing Engineering Services in...
Optimizing Business Potential: A Guide to Outsourcing Engineering Services in...Optimizing Business Potential: A Guide to Outsourcing Engineering Services in...
Optimizing Business Potential: A Guide to Outsourcing Engineering Services in...
 
Kawika Technologies pvt ltd Software Development Company in Trivandrum
Kawika Technologies pvt ltd Software Development Company in TrivandrumKawika Technologies pvt ltd Software Development Company in Trivandrum
Kawika Technologies pvt ltd Software Development Company in Trivandrum
 
Leveraging DxSherpa's Generative AI Services to Unlock Human-Machine Harmony
Leveraging DxSherpa's Generative AI Services to Unlock Human-Machine HarmonyLeveraging DxSherpa's Generative AI Services to Unlock Human-Machine Harmony
Leveraging DxSherpa's Generative AI Services to Unlock Human-Machine Harmony
 
Cybersecurity Challenges with Generative AI - for Good and Bad
Cybersecurity Challenges with Generative AI - for Good and BadCybersecurity Challenges with Generative AI - for Good and Bad
Cybersecurity Challenges with Generative AI - for Good and Bad
 
eAuditor Audits & Inspections - conduct field inspections
eAuditor Audits & Inspections - conduct field inspectionseAuditor Audits & Inspections - conduct field inspections
eAuditor Audits & Inspections - conduct field inspections
 
JS-Experts - Cybersecurity for Generative AI
JS-Experts - Cybersecurity for Generative AIJS-Experts - Cybersecurity for Generative AI
JS-Experts - Cybersecurity for Generative AI
 

API is the New Black for FinTech & Financial Institutions

  • 2. 1 2 3 Financial Messaging Libraries for SWIFT, SEPA & ISO20022 standards Messaging standards API Framework 1. Bespoke Projects Development 2. Treasury Management System 3. PFM 4. Card Processor Core System Innovation + R&D
  • 3. API is the new digital language Banks need to speak it fluently, or risk becoming isolated and eventually disintermediated, by API native speakers.
  • 4. API is a new channel API TMS PFM ? ??? AISP PISP
  • 5. It’s not a question of if, or when. It’s how many of them. Banks have the opportunity to learn from the techniques & practices of Internet Giants (amazon, google etc.)
  • 6. The Bank of the Future Inter-Connected Open APIs Everyday Bank Platform BaaSBaaP
  • 7. Build To “Play” the API game you need to Manage Distribute
  • 8. APIs to Core Systems Integration API SandboxDevelopers Portal APIs Runtime API Management FinTech Developers Financial Institution Client Applications API Analytics Banking Core Systems
  • 9. PSD2 = APIs Open Banking = APIs The EU, via PSD2, is leading the Open Banking movement
  • 10. The API movement is HUGE! You can now reach: Your customers + FinTech ecosystem PSD2 is not compliance its your biggest opportunity
  • 11. Of Banks have either already launched, or plan to launch within the next 12 months, an API initiative Banks are already working on APIs! Source: More Banks Working on APIs in 2016, But Bureaucracy Remains a Problem | Bank Innovation 78%
  • 12. It needs a multidisciplinary team & skills / tools Technology + Business + Marketing APIs are not about technology it’s about your Business, Re-Imagined
  • 13. 64 Princes Court , 88 Brompton Road , Knightsbridge, London SW3 1ET, United Kingdom | Tel. : +44 2071172538 | www.paymentcomponents.com @paymentcomp FinTech API Experts