1. YORICK N. KEMP
Newark, NJ 07108 • (973) 698-3801 • ynkemp22@gmail.com
EXECUTIVE PROFILE
Senior Level AML Specialist with nearly 10 years’ experience in the Financial Services Industry focusing on
Compliance, Remediation Projects, Anti-Money Laundering, KYC, and Expertise includes: Financial Investigations,
SAR Writing, Credit Card analysis, Correspondent Banking and Transaction Monitoring experience.
PROFESSIONAL EXPERIENCE:
Discover Bank (Consultant), New Albany, Ohio 5/2013 to Present
Senior AML Analyst – via Robert Half
o Conduct investigations utilizing the bank's systemsoftware, reports, databases,and systemapplications to
determine if account activity meets the criteria for investigation of suspicious activity based on the BSA and
Anti-money Laundering procedures of the bank.
o Investigate cases and alerts involving, cash activity (i.e. structuring), wire transfers, student loan payments and
potential credit card fraud/money laundering.
o Performed enhanced due diligence investigations for department referrals.
o Provide guidance and mentoring to new consultants with respect to case analysis techniques, identification of suspicious
activity, documentation of findings, interaction with management and SAR preparation as warranted.
Gibraltar Bank (Consultant), Miami, FL 11/2014 to 3/2015
AML Analyst - via BSA Strategies.
o Researched and analyzed alerts and cases involving potential AML-related suspicious activity and made
recommendations for case closure, SAR or non-SAR.
o Enhanced due diligence for high risk clients, customer relationships, assess account activity and KYC
information, especially in cases where client misconduct may be suspected.
o Conduct ongoing investigations related to client/transaction activity via either systematic alerts or manual
referrals; Reviewed and investigated transaction patterns utilizing the GBT transaction monitoring tool.
o Articulated recommendations and gathered evidence supporting reasonable suspicion of money laundering,
organized crime or terrorist financing activities.
o Ongoing analysis and monitoring of Money Service Businesses, ATM owners, and Lending Activity,
JPMorgan Chase (Consultant), New York, New York 12/2013 to 07/2014
AML Analyst -Look back project - via IPSA International, Inc.
o Reviewed and monitor payments and investigated accounts for suspicious activity involving customers and
correspondent relationships.
o Conducted Enhanced Due Diligence for case reviews involving high-risk customers and SCC accounts via KYC
data, CMT, and HALO
o Reviewing systematic Anti-Money-Laundering (AML) alerts and determines if transactions occurring are valid
Anti-Money Laundering risks.
o Investigated PSAR referrals from the retail bank department for suspicious activity and possible SAR escalation.
o Responsible for detecting and preventing money laundering and Terrorist Financing
HSBC Private Bank, Manhattan,New York 6/2013 to 11/2013
AVP Compliance/AML Analyst, Compliance Department
 Investigate cases involving, but not limited to designated High Risk Countries (HRC) and High net worth clients.
 Review and analyze AML/Compliance current trends and news in order to identify potential high risk areas of the institution
and to evaluate changes in the industry.
 Conduct ongoing QA and Testing efforts to ensure that the monitoring parameters employed for the Private Bank client
remains appropriate; Review deviations to bank’s risk assessment and threshold setting methodology
 Assist with drafting and implementing AML policy and procedures.

2. Commerz Bank, Manhattan,New York 12/2006 to 05/2013
AML Analyst
o Identify customer-related trends,patterns and typologies associated with suspicious transactions,money
laundering and terrorist financing. Transaction/wire monitoring, Investigations and Analysis involving
wholesale banking.
o Prepared monthly reports to keep management informed of FIU activities, such as: Stratification, Velocity
Analysis,SAR volume tracking, and Field Inquiry log.
o Perform regular compliance self-assessments to ensure conformity with agency and regulatory requirements and
guidelines.
o Resolve alerts generated from the Actimize and Prime Transaction monitoring systems/reviewand monitor
client profile deviations; Train AML analyst in the areas of Transaction analysis, KYC, and SAR reporting.
EDUCATION:
Anticipated Anti Money Laundering Specialist Certification (ACAMS Anticipated Winter 2015) Seton Hall University,
South Orange, New Jersey-Business-Non matriculated, 9/2003-8/2004.
State University of New York at Oswego, Oswego, New York
S.U.N.Y OSWEGO - Bachelor of Arts, Communications, 1997.
SYSTEMS and SOFTWARE EXPERTISE: Lexis-Nexis, Microsoft Office, PowerPoint, Access,Outlook; Lotus Notes
Database and Halo, E-vision, Synopsis,Customer Assist,Fortent, Sonar; Jack Henry, Loan systems, 4Sight, World Check,
Clear, World Compliance, OFAC sanctions, Bank Monitoring/Loan Systems; Actimize, Prime, ECS, Search Space,
Norkom, Check-Image, CRM, Global Plus, Orion, Atlas, Fiserv, Compass, D-Los, E-Ice, Home Equity Loans.
REFERENCES AVAILABLE UPON REQUEST