2. What makes a FICO score?

7. Star Alliance
• Aeroplan 1:1
• All Nippon Airways 1:1
• Singapore Airlines 1:1
OneWorld
• British Airways 1:1
• Iberia 1:1
• Asia Miles 1:1
Skyteam
• Aeromexico 1:1
• Alitalia Airlines 1:1
• Delta 1:1
• Air France/KLM 1:1
Other
• El Al 50:1
• Frontier 1:1
• Hawaiian 1:1
Airline Transfer
Partners
JetBlue 1.25:1
Virgin America 2:1
Virgin Atlantic 1:1

8. • Best Western 1:1
• Choice Privileges 1:1
• Hilton HHonors 1:1.5
• Jumeirah Hotels and Resorts 23:1
• Starpoints 3:1
Hotel Transfer
Partners

10. • British Airways 1:1
• Korean Air 1:1
• Southwest 1:1
• United 1:1
• Virgin Atlantic 1:1
Airline
• Hyatt 1:1
• Priority Club 1:1
• Marriott 1:1
• The Ritz Carlton 1:1
Hotel
• Amtrak 1:1Other

12. Airline Transfer Partners
Aeroplan 1:1
Air Berlin 1:1
Air China 1:1
Air New Zealand 65:1
Alaska Airlines 1:1
Alitalia 1:1
ANA 1:1
American Airlines 1:1
Asia Miles 1:1
Asiana Airlines 1:1
British Airways 1:1
China Eastern 1:1
China Southern 1:1
Delta 1:1
Emirates 1:1
Etihad Airways 1:1
Flying Blue 1:1
Hawaiian 1:1
Japan Airlines 1:1
King Club 1:1
LAN 1:2
Mexicana Frecuenta 1:1
Miles and More 1:1
Qatar Airways 1:1
Saudi Arabian 1:1
Singapore Airlines 1:1
Thai Airways 1:1
US Airways 1:1
United Mileage Plus 2:1
VARIG Smiles 2:1
Virgin Atlantic 1:1
Other
Amtrak 1:1

13. Airline Transfer Time In Days
Delta 1
Aeroplan 3
Air Berlin 4
ANA 4
Virgin Atlantic 6
American Airlines 8
US Airways 8
Alaska Airlines 8
British Airways 9
LAN 9
United 11
Asia Miles 15
Asiana N/A
Flying Blue N/A

14. Examples:
• American Express: Delta and Starwood
• Chase: United MileagePlus Explorer and Hyatt Visa
• Citi: American AAdvantage cards, Hilton Reserve

15. Airline Co-Branded Credit Card Elite Perks
 Delta Platinum Amex- 10,000 MQM’s after
$25,000, additional 10,000 MQM’s after $50,000
 Delta Reserve 15,000 MQM’s after $30,000,
additional 15,000 MQM’s after $60,000.
 Citi Executive AAdvantage- American 10,000
EQM’s after 40,000 in spending
 US Airways Premier World Mastercard - 10,000
after 25,000 in spending
 Reduced Price Awards (US Airways)

16. Hotel Co-Branded Credit Card Perks
 Starwood: 2 stays/ 5 nights toward elite status;
Starwood Gold after $30,000 in spending
 Hyatt: 2 stays/ 5 night after spending $20,000; An
additional 3 stay/5 night credits after spending $40,000
a year.
One free night at Category 1-4 property annually
 Hilton Reserve- One free weekend night annually after
spending $10,000, Comp Gold Status; Diamond Status
after $40,000 in spending
 Marriott Visa- 1 Free Night Towards Elite Status for
every $3,000; annual free night stay
 Club Carlson Premier Visa- Club Carlson Gold Status

20. Category Bonuses
 Amex Premier Rewards Gold: 3x airfare, 2x gas and groceries
 Amex Business Gold 3x airfare, 2x advertising, gas, and
shipping
 Chase Ink: 5x office, wireless, phone, cable, 2X gas and
dining
 Chase Sapphire: 2x travel and dining
 Chase Freedom: 5x rotating each quarter
 Citi Forward: 5x restaurants, books, movies, music
 Hilton Amex- May 1 -5x restaurants, gas, and supermarkets

21. COMPANION TICKETS
British Airways Visa: Travel Together Ticket after $30,000 spent in 1 year
Delta Reserve: Free Reserve Companion Certificate each year, valid for domestic routings
Southwest Rapid Rewards Visa: Fly 100 one-way flights within a calendar year or accrue 110,000 points in a
calendar year.
US Airways Premier World MasterCard: Companion certificate valid for two $99 companion tickets each year
Alaska Airlines Visa Signature: $99 companion fare upon approval and on every subsequent anniversary
Citi ThankYou Premier: Annual complimentary domestic companion ticket valid for continental USA
BONUS POINTS/MILES
American Express Premier Rewards Gold: 15,000 points after $30,000 spent in 1 year
US Bank FlexPerks Visa: 3,500 points after $24,000 per cardmember year
Virgin Atlantic American Express: 15,000 miles on cardmember anniversary after $25,000 spent in the year
United Mileage Plus Explorer: 10,000 miles after $25,000 spent each year