Sam Ghosh

fintech covid19 india wisejay banking market analysis digital banking neobank emerging technology indian economy investing financial technology sam ghosh investment industry macroeconomics europe financial services impact emerging markets payments economy mutual fund asia emergingtech pandemic lending private-equity transportation digital income tax finance japan usa neo bank consumer finance unicorn china digital payments saas software as a service consumer small business msme wealthtech venture capital digital lending real estate technology startups food automobile ecommerce policy market research indian steel steel industry credit card credit insurance return loans debt shareholding forwards futures derivatives personal finance cryptoassets crypto blockchain decentalised finance défi decentralized finance germany ukraine internet banking united kingdom korea south korea africa nigeria russia pay later bnpl brazil latin america consumer tech buy now pay later startup consumer behavior developing countries smb sme wealth management b2b business to business capital markets insurance technology insurtech open banking economics global office 365 google workspace productivity collaboration communication online security cybercrime cybersecurity business process management information technology consumer goods fmcg logistics samghosh bankinginindia digital strategy yulu ola uber city life covid-19 urban-mobility mobility biotech biomedical biotechnology retail tech retail travel and tourism travel hospitality hotel airlines aviation farming agribusiness agriculture digital marketing education grocery marketing corona services food-tech healthcare automotive shared mobility digitalcommerce markets business digital commerce digital economy steel budget card mortgage shares valuation investments cary forward tax risk management risk pan securities act law regulations home monétisation deposit gold retirement pension debt management hindi etfs elss equity options asset management wisejay' portfolio charts technical analysis