Snorri Gudmundsson

customer loyalty market research executive management innovation consumer insights customer engagement innovation budget workshop innovation management corporate strategy omnichannel beacons smart locations ecommerce customer intelligence retail financial management performance credit risk kpis benchmarking credit rating platform beacon physical location smartphone consumer loyalty teamwork competitive advantages budgeting technologies disruptive technology marketing risk management network corporation business intelligence strategy micro venture customer profiling sme support registration application process consortium ipr funding european commission horizon 2020 european union r&d planning economics finance marketing strategy focus start up