Tagcash Description for article on Fintechnews.sg , see http://fintechnews.sg/1440/mobile-payment/tagcash-social-media-payments-loyalty-programs-combined-one-platform/

1. Building a digital economy through cashless transactions
The potential of the digital economy is not fully exploited in the Philippines. It can dramatically
contribute to innovation and jobs. It is also a powerful tool to fuel the growth of small and
medium-sized enterprises (SMEs).
The digital economy is developing rapidly worldwide. It is the single most important driver of
innovation, competitiveness and growth in the world. How well and how quickly businesses in
the Philippines adopt digital technologies will be key for their growth.
Tagcash helps businesses start, develop and grow through it’s ecosystem which includes
Payments, Rewards, Advertising and Services, especially on mobile platforms.

2. ‣ ONLINE E WALLETS - PERSONAL & MERCHANT ACCOUNTS
‣ MONEY IN VIA 7/11 AND 10 BANKS (OTC AND ONLINE)
‣ TRANSFERS TO USERS OR MERCHANTS VIA BANK, APP, CHAT, SMS, WEBSITE,
INTEGRATIONS, PAYMENT BUTTONS, API
‣ SEND MONEY VIA CHAT USING SIMPLE SYNTAX (IE: #PHP100 SENDS 100 PESOS TO THE
PERSON YOU ARE CHATTING WITH)
‣ INTEGRATED DRAGON PAY, STRIPE, PAYPAL OR OTHER INTERNATIONAL EWALLETS
‣ NO TRANSACTION CHARGES, 0%-3% ON WITHDRAWAL
‣ QR CODES AND NFC FOR USERS OR MERCHANT ID
‣ WITHDRAWAL TO BANK OR BITCOIN FOR VERIFIED MERCHANTS
‣ TAGCASH/SECURITY BANK MASTERCARD ATM CARD FOR USERS
ONLINE PAYMENTS - TAGCASH

3. ‣ ANDROID APP WITH NFC
‣ NO WIFI NEEDED
‣ TRANSFER FROM TAGCASH TO MOBILE TO NFC BANDS OR CARDS AND VICE VERSA
‣ CAN BE PESOS OR YOUR OWN CREATED CURRENCY
‣ CAN HAVE 30 DIFFERENT TYPES OF WALLETS ON ONE NFC DEVICE
‣ HIGHLY ENCRYPTED FOR SECURITY, SE KEYSTORE WITH TAG ID, DEVICE ID.
‣ USING FAMOCO MOBILE DEVICE MANAGEMENT. HARDWARE AS A SERVICE.
‣ GREAT FOR TRANSPORT, WET AREAS (BEACH RESORTS ETC), MUSIC FESTIVALS, CLUBS, OR ANY
OFFLINE LOYALTY POINTS SYSTEM
‣ INVESTED IN IWANTSEATS.COM BUS RESERVATION SYSTEM. TAGCASH FOR ONLINE BOOKING
PAYMENTS AND POS FOR PAYMENTS ON THE BUSES. CARDS TOPPED UP AT BUS TERMINALS.
OFFLINE PAYMENTS - TAG POS

4. ‣ AGENTS RECEIVE COMMISSIONS WHEN THEY TRANSFER BALANCES TO OTHER USERS,
DEPENDING ON DISCOUNT STRUCTURE FOR THE PRODUCT (IE: LOAD 3%, ADS 20%)
‣ REWARDS TO CUSTOMERS IN TAG COIN CRYPTO
‣ INCENTIVE AFFILIATE REWARDS TO SHARE ADVERTS
‣ DIRECT REWARDS CAN ALSO BE COMMUNITY CREATED POINTS
‣ TAG COIN CAN BE SPENT ON LOAD, PAYING BILLS, AND OTHER SERVICES BY TAGCASH
‣ TAG COIN CAN BE WITHDRAWN TO CUSTOMER EXTERNAL WALLET
‣ TAG COIN PAYS 5% PA (PAID MONTHLY) AS PESOS OR TAG COIN
‣ TAG COIN CURRENTLY 2 PESOS PER COIN, STABLE FOR LAST 18 MONTHS, TRADED
MOSTLY IN CHINA ON EXCHANGES. TAGCASH ALSO HAS IT’S OWN EXCHANGE
REWARDS & TAG COIN

5. ‣ MODULES TO HELP BUSINESSES PROMOTE, SELL & OPERATE
‣ OFFERED VIA WEB OR MOBILE APP
‣ LOYALTY: STAMPS, COUPONS, PRIZE DRAWS, ETC
‣ E COMMERCE: SALES, TICKETS, PASSBOOKS, BOOKINGS
‣ SUPPORT: CUSTOMER TICKETS, FEEDBACK, CONTACT
‣ REALESTATE: SALES, CONDO RENTALS, HOTEL BOOKINGS
‣ CUSTOM TAGVERTS FOR DIFFERENT KINDS OF BUSINESS
‣ CAN COME WITH REWARDS, OR SHARE FOR REWARD
‣ SOME TAGVERTS BECOME SERVICES WITH SELECT PARTNERS
‣ APP WITHIN AN APP ECOSYSTEM
TAGVERTS

6. ‣ BUY LOAD, SEND MONEY, PAY BILLS
‣ SAFEPAY DELIVERY - ESCROW TRIGGERED BY DELIVERY
‣ CLASSIFIEDS (LIKE OLX OR PARTNERING WITH COMPANIES LIKE QUICKR)
‣ FUNDME FOR CHARITY, COMMERCIAL PROJECTS, TRANSPARENCY IN PAYMENTS
‣ BUY GIFTS FOR DELIVERY (FLOWERS, GOURMET FOOD)
‣ BOOK TAXIS (PARTNER WITH GRAB)
‣ BUS RESERVATIONS (IWANTSEATS.COM)
‣ ORDER FOOD (PACKINGDELICIOUS, FOOD PANDA)
‣ CONDO RENTALS, HOTEL BOOKINGS (TAGSTAY.COM)
‣ JOBS & RESUMES (TAGWORKER.COM)
‣ EVENT TICKETS (TAG77.COM)
‣ MASSAGE (ZENNYA.COM)
‣ LOST & FOUND (TAGAFIND.C0M)
‣ OTHER SERVICES LINKED TO BUSINESS WE CAN PARTNER WITH
SERVICES

7. ‣ CHAT USER TO USER, USER TO MERCHANT
‣ VOIP CALLING USER TO USER, USER TO MERCHANT
‣ PBX STYLE USING ROLES AND STAFF PERMISSIONS
‣ BROADCAST MESSAGES FILTERED BY MEMBER TYPE, BIRTHDAY,
GENDER ETC
‣ SMS BLASTING TO MEMBERS OF COMMUNITIES
‣ IMAGES, VIDEOS, VOICE MESSAGES, STICKERS, EMOJIS
‣ MOMENTS SECTION FOR SHARING PICTURES, LINKS, ETC WITH FRIENDS
COMMUNICATION

8. ‣ ANYONE CAN RATE A USER, MERCHANT OR PRODUCT
‣ RATING IS DEPENDENT ON YOUR OWN RATING
‣ RATING GIVEN CAN BE -10 TO +10
‣ MAX RATING ACTUALLY APPLIED IS -0.1 OR +0.1
‣ RATING STARTS WITH VERIFICATION (2 POINTS) OR FACEBOOK LOGIN /
LINKING FOR 1 POINT
‣ CAN BE EMBEDDED IN ANY APP OR WEBSITE USING SIMPLE BUTTONS OR API
‣ RATING CAN BE DONE FROM ANYWHERE
POSIF RATING

9. ‣ TAGCASH IS 100M PESO PAID UP CAPITAL COMPANY, FORMED
JANUARY 2014, OWNED 100% BY MARK VERNON, A BRITISH NATIONAL
RESIDENT IN PHILIPPINES FOR THE LAST 4 YEARS
‣ CURRENTLY NO NEED FOR MONEY LICENSE WITH ITS CURRENT
STRUCTURE. MEET WITH BSP ON REGULAR BASIS TO DISCUSS
DEVELOPMENTS AND REGULATIONS (LAST MEETING WAS JANUARY
2016)
‣ SELF FUNDED, OFFICE IS OWNED, LOW OVERHEADS
‣ CURRENTLY 15 DEVELOPERS , 5 SALES, 3 MANAGEMENT, 2 WRITERS
COMPANY DETAILS

10. MOBILE MENUS

11. USER PERSPECTIVE OF MERCHANTS:

12. USER PERSPECTIVE OF TAGVERTS

13. CHATTING WITH USERS , TO MERCHANTS OR AS MERCHANTS CHATTING TO USERS

14. FRIENDS AND SOCIAL MEETING / DATING

15. SERVICES FOR USERS AND MERCHANTS
to send load via sms:
mobile#amount

16. to send money via sms:
ID#amount
TRANSFERRING MONEY OR PAYING MERCHANTS

17. VOUCHER CODE CREATION AND REDEMPTION
to create or redeem via sms:
V#amount#mobile_to_send_to (optional)
R#code#ID (optional)

18. MERCHANTS MANAGING USERS AND MEMBERS

19. MERCHANT MANAGEMENT OF TAGVERTS
summary urgent non urgent archived

20. TAG POS FOR OFFLINE TRANSACTIONS, TRANSPORT, LOYALTY ETC.
money or points are added to the
device from the online Tagcash
account by the device admin, and sent
back to the online account if needed.
Transactions are also moved to the
online account for reconciliation etc.

21. ‣ USER TO USER, MERCHANT TO USER, USER TO MERCHANT TRANSACTIONS ARE FREE WITHIN TAGCASH
‣ MERCHANT CASHOUT TO BANK (CONNECTED USING SEC OR DPI CERTIFICATE IS CHARGED AT 25 PESOS PER
TRANSFER
‣ TAGCASH/SECURITY BANK CARDS FOR CUSTOMERS COST 250 PESOS, AND 25 PESOS PER TRANSFER FROM
TAGCASH TO CARD
‣ DRAGON PAY OR BANK PAYMENTS DIRECT TO MERCHANT TAGCASH ACCOUNT WITHOUT THE USER HAVING A
TAGCASH ACCOUNT CHARGED AT 25 PESOS PER TRANSACTION
‣ DEPOSITS INTO TAGCASH ACCOUNTS VIA BANK FOR MERCHANTS OR USERS ARE FREE
‣ DEPOSITS INTO TAGCASH ACCOUNT VIA 7-ELEVEN INCUR 2% CHARGE, WHICH IS KEPT BY 7-ELEVEN
‣ WITHDRAWAL VIA BITCOIN INCURS 3% CHARGE
‣ POS UNITS FOR OFFLINE PAYMENTS AND REWARDS ARE 500 PESOS PER MONTH RENTAL, WITH 7,000
DEPOSIT - NO CONTRACT.
‣ NFC REWARDS CARDS - 75 PESOS, NFS WRISTBANDS - 150 PESOS. CAN BE COBRANDED, AND DISCOUNTS
ARE AVAILABLE FOR RESALE
FEE & CHARGES