APIs facilitate communications between apps, enabling seamless digital transactions for customers … even on the ride to work. Learn more about API Management: http://cainc.to/Qaa6kJ To see more great content on the CA Technologies Rewrite blog, explore here: http://cainc.to/VTEq8F

1. Banking from the Bus
See how APIs power a productive commute
This is Jeff.
Every day, Jeff commutes from Oakland to
San Francisco.
It’s an hour on the bus, but Jeff doesn’t mind. He
has some important tasks to take care of, including
his banking. And he'll do it all on his phone.
What Jeff doesn’t know is that all his transactions
use multiple APIs to transport data and facilitate
communication between apps. APIs build roads
to previously inaccessible cities of data — making
Jeff's banking quick and seamless.
Jeff saved a lot of time and money today — and so
did his bank. With technology connected by APIs,
banks can give their customers and partners the
convenient experience they want. And with the right
technology in place, the bank and its partners can
ensure that Jeff’s information remains secure and
everything runs smoothly.
Jeff's electric bill is due by Friday.
He pays it quickly and easily with
his banking app.
The bank’s mobile payment API
communicates with the electric
company’s payment API,
allowing the funds to travel
straight from Jeff’s account.
Jeff needs to deposit two paychecks.
Using his bank’s app, he uploads
images of the checks and deposits
them to his account. No more trips
to the ATM!
The bank’s mobile deposit API
processes the check instantly
with image uploading and
optical character recognition.
His mom’s birthday is tomorrow,
so Jeff uses points from his bank’s
loyalty program to buy her favorite
flowers.
The flower shop app connects
to the bank’s loyalty partner
API, transporting Jeff’s points
just in time.
Jeff’s banking app sends him an
alert. His checking account balance
has dipped below a previously
specified limit.
The alert came via a
monitoring API, which opened
regular traffic between Jeff’s
account and the app, allowing
the app to send an alert as
soon as his balance fell into
the danger zone.
Jeff gets a text from his friend. He
owes her for the Neko Case tickets
she bought. He transfers the cash
using a popular online payment app.
A P2P payment API helps
transfer the funds from Jeff’s
bank account to his friend’s
account via the online payment
service.
Jeff arrives at the office.
He’s done all his banking, and it’s only 9 am. While the bus transported Jeff to work,
a collection of APIs transported his data between his bank’s various IT systems and
those of other financial service providers and retailers.
Jeff uses the app to transfer money
from his savings account to his
checking account. He’s back in
the safe zone.
The bank’s main account data
API provided the route for Jeff
to instantly transfer funds
between the accounts, straight
from his phone.