This presentation is about the development of rural areas after colonial govt.

1. UNIT-3
CHAPTER 6

2. WHAT IS RURAL DEVOLOPMENT?
Rural development is the process of
improving the quality of life and economic
well-being of people living in relatively
isolated and sparsely populated area. All
this means that farming communities have
to be provided with various means which
will help them to increase the productivity
of grains, vegetables and fruits.

3. RURAL CREDIT
 It means credit for the farming families. Farmers
require credit for various purposes, such as:
 Long term credit- It is require for the period of 5 to 20
years for the purchase of tractors, land, costly
equipment, tube wells, etc.
 Medium term credit- It is required for about one to five
years period for digging wells, buying machinery, etc.
 Short term credit- It is required for the period of 6 to
12 months for buying seeds, tools, manure, fertilizers,
etc.

4. SOURCES OF RURAL CREDIT IN INDIA
 Non-institutional Sources- Non-institutional sources
include moneylenders,
traders and commission agents,
landlords, relatives and friends.
 Institutional sources-
a) co-operative credit societies
b) commercial banks
c) regional rural banks

5.  RURAL BANKING- A critical evaluation
a. Inadequate finance
b. Regional inequalities
c. Over dues and default rate
d. less benefits to small and marginal farmers.
 MEANING AND FEATURES OF AGRICULTURAL
MARKETING-
Agricultural marketing is defined as a process of
marketing farm produce through wholesalers and
stockists to ultimate consumers.

6. Its features are:
a. High storage transportation costs.
b. problem of standardization and grading of
agricultural products.
 DEFECTS OF AGRICULTURAL MARKETING
a. Inadequate Warehouses
b. Multiplicity of middlemen
c. Malpractices in Unregulated Markets
d. Improper Measuring for Weighing, Grading and
Standardization
e. Lack of Adequate Finance
f. Inadequate Means of Transport and Communication
g. Inadequate market information.

7.  STEPS UNDERTAKEN BY GOVT. FOR IMPROVING
AGRICULTURAL MARKETING
a. Establishment of regulated markets
b. Provision of infrastructural facilities
c. Co-Operative market
d. Important instruments to safeguard the interest
of farmers.

8. MEANING AND SIGNIFICANCE OF
DIVERSIFICATION IN
AGRICULTURAL ACTIVITIES
Diversification means a major proportion of the
increasing labour force in the agricultural sector
needs to find alternate employment opportunities
in other non-farm sectors.
SIGNIFICANCE-
a) Reduce the risk from agriculture sector
b) Provide sustainable live hood options to people
living in villages
c) Provide ecological balance.

9. AGRICULTURAL DIVERSIFICATION IN INDIA
a) Animal husbandry, dairying and poultry
b) Fisheries
c) Horticulture
d) Cottage and household industry
MEANING OF ORGANIC FARMING
It is a system of farming that maintains,
enhances and restores the ecological
balance. It helps in sustainable
development in the agricultural
sector. In organic farming,
farmers use organic manure,
bio fertilizers and organic
pesticides.

10. ADVANTAGES OF ORGANIC FARMING
a) Inexpensive Process
b) Generates Income
c) Healthier and Tastier Food
d) Solves Unemployment Problem
e) Environment Friendly
f) Sustains Soil Fertility

11.  NAME- BHANU PRATAP SINGH
 CLASS- XI-C
 ROLL NO- 17
 SUBJECT- ECONOMICS
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