apidays LIVE London 2021 - Reaching Maximum Potential in Banking & Insurance with API Mindset October 27 & 28, 2021 APIs in Finance: The Next Evolution Embedded Finance and new API infrastructure Raul Nava Salazar, Latam & Web 3.0 Ambassador at Open Bank Project

1. Embedded Finance and new API Infrastructure
Raul Nava Salazar
TESOBE / Open Bank Project
Apidays Live London
© TESOBE 2021

2. 2
© TESOBE 2021
Banking from the IT perspective

3. 3
© TESOBE 2021
Open Banking, Open Finance. Where we are
Empowered client

4. 4
© TESOBE 2021
Design Components
Participants
Types of services (banking,
payments, insurance)
Types of data
Regulatory Approach
Implementation Components
Mandatory vs Voluntary Participation
Technical specifications for data sharing
(APIs)
Staged implementation
Lead Regulator/Policy Mandate
Governance
Cost distribution
Data privacy and portability
Liability and Consumer protection
Adapted from CGAP Working Paper on Open Banking

5. New York
JULY
Australia
SEPTEMBER
Singapore
APRIL
Helsinki & North
MARCH
Paris
DECEMBER
London
OCTOBER
Jakarta
FEBRUARY
Hong Kong
AUGUST
JUNE
India
MAY
Check out our API Conferences here
50+ events since 2012, 14 countries, 2,000+ speakers, 50,000+ attendees,
300k+ online community
Want to talk at one of our conferences?
Apply to speak here

6. 5
© TESOBE 2021
Use Case Regulatory – Payment Initiation the PISP figure

7. 6
© TESOBE 2021
Use Case Regulatory – Payment Initiation with a CV

8. 7
© TESOBE 2021
Use Case. Financial Inclusion
Communities are forming, where banks are working with many other industries in
consortia.

9. 8
© TESOBE 2021
Use Case. Embedded Finance + Integration of New Technologies
Web 3.0

10. 9
© TESOBE 2021

11. 10
© TESOBE 2021

12. 11
© TESOBE 2021

13. Raul Nava Salazar
raul@tesobe.com
+52 (55) 4370 1276
www.openbankproject.com
12
© TESOBE 2021

14. New York
JULY
Australia
SEPTEMBER
Singapore
APRIL
Helsinki & North
MARCH
Paris
DECEMBER
London
OCTOBER
Jakarta
FEBRUARY
Hong Kong
AUGUST
JUNE
India
MAY
Check out our API Conferences here
50+ events since 2012, 14 countries, 2,000+ speakers, 50,000+ attendees,
300k+ online community
Want to talk at one of our conferences?
Apply to speak here